NFS (national financial switch) which manages more than 50,000ATMs and handles more than 2.5 million transactions per day has decided to bring down the per transaction fee to 80 paise.
This amount was initially suggested at 100paise but most participating banks had protested indicating that it was way too high. Even now the transaction fee is much higher than other networks and it would put a strain on the CASA books of most banks.

Using your debit card for making payments is more secure than the credit card.
Debit card gives you relief from the tension that comes to you when your credit card billing dates get closer. You did your shopping with credit card & when the time comes to make the payment, you found yourself with no money left in your Bank account.