Analysis & Views | Deal4Loans

ATM transaction fee charged to banks to come down

Sat, 05/29/2010 - 07:04 — admin

NFS (national financial switch) which manages more than 50,000ATMs and handles more than 2.5 million transactions per day has decided to bring down the per transaction fee to 80 paise.
This amount was initially suggested at 100paise but most participating banks had protested indicating that it was way too high. Even now the transaction fee is much higher than other networks and it would put a strain on the CASA books of most banks.

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Best Personal Loan rates for Self Employed July 2009

Fri, 07/03/2009 - 12:47 — admin

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for July 2009.

BEST PERSONAL LOAN RATES SELF EMPLOYED JULY 2009

Best Personal Loan Rates Self Employed JULY 2009
Bank	ROI	Processing Fees	Pre Payment Charges
No table data available.

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

Best Personal Loan rates for Self employed May 09

BEST PERSONAL LOAN RATES SELF EMPLOYED MAY 2009

Best Personal loan Rates Self Employed May 2009
Bank	ROI	Pre Payment Charges	Processing fees
No table data available.

Best Personal Loan rates for Self employed April 09

BEST PERSONAL LOAN RATES SELF EMPLOYED APRIL 2009

Best Personal Loan Rates Self Employed April 2009
Bank	ROI	Pre Payment Charges	Processing Fees
Barclays Finance	21% - 33%	5%	2%
Citi Bank	21% - 23%	5%	1.5% - 2%
Citi Financial	24%-28%	4%	2%

Best Personal Loan rates for Self employed March 09

BEST PERSONAL LOAN RATES SELF EMPLOYED MARCH 2009

Best Personal Loan Rates Self Employed March 2009
Bank	ROI	Pre Payment Charges	Processing Fee
Barclays Finance	21% - 33%	5%	2%
Citi Bank	21% - 23%	5%	1.5% - 2%

Best Personal Loan rates for Self employed februray 09

Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates December 08
Bank	ROI	Pre-Payment Charges	Processing Fees
HDFC	20%	4%	2%
CITI	21% - 22%	5%	2%
ING	21%	5%	2%
ICICI	23%	5%	2%

Best Personal Loan rates for Self employed November 08

Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates November 08
Bank	ROI	Pre-Payment Charges	Processing Fees
ING VYSYA	Professional's - 22% , Non-Professional's - 22%	5%	2%
Barclays	Professional's - 21% , Non-Professional's - 23%	5%	2.25%
ICICI	Professional's - 22% , Non-Professional's - 25%	5%	2%
AXIS	Professionals - 14.3% - 19% , Non-Professionals - 19% - 23%	4%	2%
CITI	Doctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%	5%	1.75%
ABN AMRO	23%-25%	3.5%	2%
KOTAK	23%-25%	3.5%	2%

Best Personal Loan rates for Self employed October 08

Bank PL Rates Self-Employed

Personal Loan Rates for Self-Employed October 08
Bank	ROI	Prepayment Charges	Processing Fees
Citi Bank	Doctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%	5%	1.75%
Barclays Bank	18.5% - 19.5%	5%	2%
Citifinancial	Professional's - 18% , Non-Professional's - 20%	5%	2%
Reliance	Professional's - 17% , Non-Professional's - 20%	3%	2.5%
ING VYSYA Bank	Professional's - 18.5% , Non-Professional's - 20.5%	3%	2%
Axis Bank	Professionals - 14.3% - 19% , Non-Professionals - 19% - 23%	4%	2%
Kotak Bank	Profesional's - 18% - 20% , Non-Professional's - 20% - 25%	5%	2%
HDFC Bank	Professional's - 18% - 24% , Non-Professional's - 15% - 22%	4%	If HDFC A/c holder's - 1.5% else 2%

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Best Personal Loan Rates Salaried July 2009

Fri, 07/03/2009 - 12:43 — admin

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for July 2009.

BEST PERSONAL LOAN RATES SALARIED JULY 2009

Best Personal Loan Rates Salaried July 2009
Bank	CAT -A ROI	CAT - B ROI	Others	Pre Payment Charges	Processing Fees
HDFC Bank	15.5% (for 35,000 & above salary) 16.5% (upto 35,000 salary),14.5%(above 75000)	18% (for 35,000 & above salary) 19% (upto 35,000 salary),14.5%(above 75000)	21%(for 35,000 & above salary) 24% (upto 35,000 salary),14.5%(above 75000)	4%	0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance	18%	21%	-	5%	2%
AXIS	15%	17%	19%-21%	-	2%
Citi Bank	16.5%-18%	18%-20%	19%-21%	5%	2%
ABN Amro	16%-23%	16%-23%	16%-23%	4%-5%	2.25%
Reliance	23%	23%	23%	5%	2%
Citi Financial	16%-18%	18%-20%	19%-21%	4%	2%

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

Best Personal Loan rates Salaried June 09

BEST PERSONAL LOAN RATES JUNE 2009

Best Personal Loan Rates June 2009
Bank	CAT A -ROI	CAT -B ROI	Others	Pre Payment Charges	Processing Fees
HDFC Bank	15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)	18%(for 35,000 & above salary) , 19% (upto 35,000 salary)	21%(for 35,000 & above salary) , 24% (upto 35,000 salary)	4%	0.5%(if salaried account in HDFC) if not than 2%
Fullerton	19%-28%	19%-28%	19%-28%	4%	3%(above 50,000 loan amount),5%(Less than 50,000 loan amount)
Citi Bank	16.5%-18%	18%-20%	19%-21%	5%	2%
Citi Financial	16%- 18%	18%-20%	19%-21%	4%	2%
Barclays Finance	21%-33%	21%-33%	21%-33%	5%	2%

Best Personal Loan rates Salaried May 09

BEST PERSONAL LOAN SALARIED MAY 2009

Best Personal loan salaried May 2009
Bank	CAT-A ROI	CAT-B ROI	Others	Prepayment Charges	Processing Fees
HDFC Bank	15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)	18%(for 35,000 & above salary) , 19% (upto 35,000 salary)	21%(for 35,000 & above salary) , 24% (upto 35,000 salary)	4%	0.5%(if salaried account in HDFC) if not than 2%
Fullerton	19%-28%	19%-28%	19%-28%	4%	3%(above 50,000 loan amount),5%(Less than 50,000 loan amount)
Reliance	23%	23%	23%	5%	2%
Barclays Finance	21% - 33%	21% - 33%	21% - 33%	5%	2%
Citi Bank	16.5%-18%	18%-20%	19%-21%	5%	2%
Citi Financial	16%- 18%	18%-24%	-	4%	2%

Best Personal Loan rates Salaried April 09

BEST PERSONAL LOAN RATES SALARIED APRIL 2009

Best Personal Loan Rates Salaried April 2009
Bank	Cat-A ROI	Cat-B ROI	Others	Pre Payment Charges	Processing Fee
HDFC	15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)	18%(for 35,000 & above salary) , 19% (upto 35,000 salary)	21%(for 35,000 & above salary) , 24% (upto 35,000 salary)	4%	0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance	21% - 33%	21% - 33%	21% - 33%	5%	2%
Fullerton	19%-28%	19%-28%	19%-28%	4%	2.5% - 3.5%
Citi Bank	16.5%-18%	18%-20%	19%-21%	5%	2%
ING Vysya	16%-17%	18%-22%	19%-22%	4%	2%
ABN AMRO	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	5%	2%
Citi Financial	16%-18%	18%-24%	-	4%	2%

Best Personal Loan rates Salaried March 09

BEST PERSONAL LOAN RATES SALARIED MARCH 2009

Best Personal Loan Rates Salaried March 2009
Bank	Cat-A ROI	Cat-B ROI	Others	Pre Payment Charges	Processing Fee
HDFC	17%	19%	22%-24%	4%	0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance	21%-33%	21%-33%	21%-33%	5%	2%
Fullerton	16%-26%	16%-26%	16%-26%	4%	2.5%-3.5%
Axis Bank	16%	19%	21.5%-23.5%	N.A	2%
Citi Bank	16.5%-18%	18%-20%	19%-21%	5%	2%
ING Vysya	16%-17%	16%-17%	19%-22%	4%	2%
ABN Amro	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	5%	2%

Best Personal Loan rates Salaried February 09

BEST PERSONAL LOAN RATES FOR SALARIED FEB 2009

Best Personal Loan Rates salaried Feb 2009
Bank	CAT A ROI	CAT B ROI	Others	Pre Payment Charges	Processing Fees
HDFC	Super Cat A : 15.5%, Cat A : 17%	19%	22%	5%	2%
Kotak	17.75%	18.75% - 19%	21%	5%	2.5%
Barclays Finance	20% - 30%	20% - 30%	20% - 30%	5%	1% - 2%
Citi	16.5% - 18%	18% - 20%	19% - 21%	5%	2%
Citi Financial	20%	20%	24%	5%	2%
ING Vysya	16%	18% - 19.5%	23%	4%	2%

Best Personal Loan rates Salaried January 09

Best Personal Loan Rates Salaried January 2009

Salaried Personal Loan Rates January 2009
Bank	Cat-A ROI	Cat-B ROI	Others	Pre Payment Charges	Processing Fee
HDFC	15.5%-17%	19%	22%	5%	2%
AXIS	16%	19%	21.5%-23.5%	Nil	2%
Citi Financial	20%	20%	24%	5%	2%
ING Vysya	16%-17%	20%	23%	5%	2%

Best Personal Loan rates Salaried December 08

Best Personal Loan Rates Salaried December 08

Salaried Personal Loan Rates December 08
Bank	CAT- A ROI	CAT- B ROI	Others	Pre-Payment Charges	Processing Fees
HDFC	14.75% -17%	19%	22% - 24%	4%	2% , If Salaried a/c in HDFC : 1.5%
BARCLAYS FINANCE	18-20%	20-22%	23%	5%	1-2%
CITI	16.5%	17% - 18.5%	18% - 21%	5%	1.5% for CAT-A, 2% for others
ICICI	18%	20%	23%	5%	2%
CITIFINANCIAL	18%	18% - 19%	20% & above	5%	2%
AXIS	Super Cat-A : 14.5% , Cat-A : 16%	18%	21% - 22%	N.A.	2%
ING VYSYA	16%	17.5%	21%	5%	2%

Best Personal Loan rates Salaried November 08

Best Personal Loan Rates Salaried November 08

Salaried Personal Loan Rates November 08
Bank	CAT- A ROI	CAT- B ROI	Pre-Payment Charges	Processing Fees
ING VYSYSA	16.5%	18.5%	5%	2%
Barclays	21%	23%	5%	2.25%
ICICI	18.5%	19.5%	5%	2%
Axis	Super Cat-A : 14.5% , Cat-A : 16%	19%	4%	2%
CITI	16-17%	16.5-18%	5%	1.75%
ABN AMRO	16%-17%	18%-20%q	3.5%	2%
KOTAK	16%-17%	18%-20%	3.5%	2%

Best Personal Loan rates Salaried October 08

Bank PL Rates Salaried

Salaried Personal Loan Rates October 08
Bank	CAT- A ROI	CAT- B ROI	Pre-Payment Charges	Processing Fees
Citi Bank	16-17%	16.5-18%	5%	1.75%
Citifinancial	18%	20% - 25%	5%	2%
Reliance	16% - 18%	18% - 20%	3%	2.5%
ING VYSYA	16.5%	18.5% - 20.5%	5%	2%
Axis Bank	Super Cat-A : 14.5% , Cat-A : 16%	19%	4%	2%
Barclays Bank	17%	18%	5%	2%
Kotak Bank	16% - 17%	18% - 20%	5%	2.25%
HDFC Bank	Super Cat-A : 14.75% , Cat-A : 17%	19%	4%	2%
ICICI Bank	15.5%	18%	5%	2%

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Best Home Loan Rates July 2009

Fri, 07/03/2009 - 12:27 — admin

Do find attached the Home Loan rates (according to our research) for July 2009.

BEST HOME LOAN RATES JULY 09

Best Home Loan Rates July 09
Bank	Fixed Rate	Floating Rates	Processing Fees	Pre Payment Charges
SBI	upto -5 lacs 8.50%	Up to 20lac-8%(for 1 year),-9.25%(20 to 30 lacs-9.75%(for 5 yrs),10%(for 5-15 yrs),10.25%(for 15-25 yrs);30 to 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 yrs),10.75%(for 15-25 yrs);Above 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
LIC Housing Finance	8.9%(for 3 years)	8.50%(upto 75 lacs),9.50%(above 75 lacs)	1%	2%
AXIS	N.A	9%(up to 30 lacs),9.50%(above 30 lacs)	0.50%	N.A
IDBI Bank	N.A	9%(up to 30 lacs),9.50%(above 30 lacs)	0.5%	N.A
HDFC Bank	N.A	8.75%(up to 30 lacs),9%(15-30 lacs),9.5%(above 30 lacs)	Rs.10,000/- or 0.5% of loan amount (whichever is lesser) + Service Tax	If 25% of outstanding amount is paid every year till 3 years - No penalty, otherwise 2% of outstanding amount
Standard Chartered	N.A	9.25%(up to 3 crore),9%(above 3 crore)	0.5%	2%
Vijaya Bank	N.A	up to 5 years 9.25%(up to 30 lacs ),10%(above 30 lacs),Up to 10 years 9.50%(up to 30 lacs),10.25%(above 30 lacs),Up to 15 years 9.75%(up to 30 lacs),10.50%(above 30 lacs),Up to 20 years 10%(up to 30 lacs),10.75%(above 30 lacs)	-	-
Deutsche Post Bank	N.A	9%(up to 30 lacs),9.75%(above 30 lacs)	10000+10.30%	0%
Ing Vysya	N.A	9.25%(up to 20 lacs),9.75%(up to 30 lacs),10.75%(above 30 lacs)	0.5% of Loan amount + Rs.500 + Service Tax (10.30%)	2%
DHFL	N.A	For Salaried 9.75%(up to 30 lacs),10.75%(above 30 lacs) For Self Employed 12.25%	0.75%	Before 5 years -2%,For Balance Transfer -3%
ICICI Bank Ltd	N.A	9.25%(below 30 lacs),9.75%(above 30 lacs)	0.5%	2%
Bank of Baroda	Up to 5 years9.50%(up to 30 lacs),10.25%(above 30 lacs),Over 5years--Up to 10 years 9.75%(up to 30 lacs),10.50%(above 30 lacs),Over 10 years-Up to 15 years 10%(up to 30 lacs),10.75%(above 30 lacs)	Up to 5 years 8.50%(up to 30 lacs),9.25%(above 30 lacs-50 lacs),9.75%(above 50 lacs),Over 5 years up to 15 years-8.75%(up to 30 lacs),9.50%(above 30 lacs-50 lacs),10.25%(above 50 lacs),Over 15 years up to 25 years-9%(up to 30 lacs),9.75%(above 30 -50 lacs	-	2%

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

See the Home Loan Rates for June 09

BEST HOME LOAN RATES JUNE 2009

Best Home loan Rate June 2009
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre Payment Charges
LIC Housing	12.25%	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	1%	2%
IDBI Bank	N.A	9.25%(up to 30 lacs),9.75%(above 30 lacs)	10000 (up to 20 lacs)	N.A
HDFC	N.A	Salaried:9.5%(upto 30 lacs),10.5%(above 30 lacs) ; For Self Employed : 9.75%(up to 30 lacs) 10.75%(above 30 lacs)	Rs.10000/- or 0.5% of loan amount(whichever is lesser) + Service Tax	If 25% of outstanding amount is paid every year till 3 years - No penalty, otherwise 2% of outstanding amoun
SBI Bank	upto -5 lacs 8.50%	8%(for 1 year);upto 20 lacs-9.25%;20 to 30 lacs-9.75%(for 5 yrs),10%(for 5-15 yrs),10.25%(for 15-25 yrs);30 to 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 yrs),10.75%(for 15-25 yrs);Above 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
AXIS	N.A	9.25%(up to 30 lacs),10.25%(above 30 lacs)	0.50%	N.A
DHFL	N.A	For Salaried 9.75%(upto 30 lacs) & 10.75%(above 30 lacs),For Self Employed: 12.25%	1%	5%(upto 5 years),2%(above 5 years),If balance transfer 5%
ING Vysya	12%	9.25%(up to 20 lacs),9.75%(above 20 lacs)	1%	2%
ICICI Home finance	N.A	9.75%(up to 20 lacs),10%(between 20-30 lacs),11.5%(above 30 lacs)	0.5%	2%(Full payment), No Penalty (Part Payment)
Citi Bank	N.A	9.75%-10.25%	0.5%	3%
Deutsche Post Bank	N.A	9%(up to 75% funding),9.25%(up to 85% of funding)	5500+10.30% service tax ( below 30 lacs),10,000+10.30%service tax(above 30 lacs)	0%
SCB	N.A	9.5%	0.25%(for salaried),0.5%(for self employed)	2%
Union Bank	8.5%	8.5%(up to 5 lacs),9.25%(up to 20 lacs)),9.75%(between 20-30 lacs)	0.5%	2%
Canara Bank	8.50%(up to 5lacs)	8.50%(up to 5 lacs).9.25%(up to 30 lacs),10%(above 30 lacs)	0.5%	2%

See the Home Loan Rates for May 09

BEST HOME LOAN RATES MAY 2009

Best Home loan Rates May 2009
Bank	Fixed Rate	Floating Rate	Processing fees	Pre Payment Charges
LIC Housing Finance	12.25%	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	1%	2%
HDFC Bank	N.A	Salaried & Self Employed Professionals:9.5%(upto 30 lacs),10.5%(above 30 lacs) ; For Self Employed : 9.75%(up to 30 lacs) 10.75%(above 30 lacs)	Rs.10000/- or 0.5% of loan amount(whichever is lesser) + Service Tax	If 25% of outstanding amount is paid every year till 3 years - No penalty, otherwise 2% of outstanding amount
DHFL	N.A	For Salaried 9.75%(above 30 lacs) & 10.75%(above 30 lacs),For Self Employed: 12.25%	1%	5%(upto 5 years),2%(above 5 years),If balance transfer 5%
ING VYSYA	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5% of Loan amount + Rs.500 + Service Tax(10.30%)	2%-4%
SBI Bank	upto -5 lacs 8.50%	8%(for 1 year);upto 20 lacs-9.25%;20 to 30 lacs-9.75%(for 5 yrs),10%(for 5-15 yrs),10.25%(for 15-25 yrs);30 to 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 yrs),10.75%(for 15-25 yrs);Above 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
AXIS Bank	N.A	9.25%(up to 30 lacs),10.25%(above 30 lacs)	0.50%	N.A
Standard Chartered Bank	N.A	9.5% - 10%	.25% - .5% of loan amount	2%
ICICI Home Finance	N.A	upto 20 lacs - 9.75%, Above 20 lacs to 30 lacs - 10.00%, Above 30 lacs - 11.50%	0.5%	2%(Full payment), No Penalty (Part Payment)
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5	2%
Dena	N.A	11.75%	0.5%	2%
IDBI bank	N.A	9.25%(up to 30 lacs),9.75%(above 30 lacs)	10000 (up to 20 lacs)	N.A
Citi Bank	-	-	-	-
Federal Bank	N.A	10%	0.5%	2%
Kotak	-	-	-	-
ICICI Bank Ltd	-	-	-	-
Barclays Bank	N.A	10%(up to 20 lacs),10.5%(above 20 lacs)	0.25%	2%
Deutsche Post Bank	N.A	9.5%(up to 20 lacs),9.75%(Between 20 lacs-30 lacs),10.25%(above 30 lacs)	0.5% of Loan amount + Rs.500 + Service Tax(10.30%)	2%-4%
UNION Bank	N.A	10.75%	0.5%	2%

See the Home Loan Rates for April 09

BEST HOME LOAN RATES APRIL 2009

Best Home loan Rates April 2009
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre Payment Charges
LIC Housing Finance	12.25%	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	1%	2%
HDFC	N.A	Salaried & Self Employed Professionals:9.5%(upto 30 lacs),10.5%(above 30 lacs) ; For Self Employed : 9.75%(up to 30 lacs) 10.75%(above 30 lacs)	Rs.10000/- or 0.5% of loan amount(whichever is lesser) + Service Tax	If 25% of outstanding amount is paid every year till 3 years - No penalty, otherwise 2% of outstanding amount
DHFL	N.A	For Salaried 9.75%(below15 lacs) & 10.75%(above 15 lacs),For Self Employed: 10.75%(below 15 lacs),11.75%(above 15 lacs)	1%	5%(upto 5 years),2%(above 5 years),If balance transfer 3%
ING Vysya	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5%	N.A
Deutsche	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5% of Loan amount + Rs.500 + Service Tax(10.30%)	2%-4%
Union Bank	N.A	10.75%	0.5%	2%
IDBI Bank Ltd.	N.A	9.25%(less than 20 lacs),10.75% (above 20 lacs)	9.25%(less than 20 lacs),10.75% (above 20 lacs)	N.A
SBI	upto 5 lacs - 8.50%	8%(for 1 year);upto 20 lacs-9.25%;20 to 30 lacs-9.75%(for 5 yrs),10%(for 5-15 yrs),10.25%(for 15-25 yrs);30 to 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 yrs),10.75%(for 15-25 yrs);Above 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
Barclays Bank	N.A	10%(up to 20 lacs),10.5%(above 20 lacs)	0.25%	2%
Dena	N.A	11.75%	0.5%	2%
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5%	2%
ICICI Home Finance	N.A	upto 20 lacs - 9.75%, Above 20 lacs to 30 lacs - 10.00%, Above 30 lacs - 11.50%	0.5%	2%(Full payment), No Penalty (Part Payment)
ICICI Bank Ltd	16%	Upto 20 lacs - 11.25%, Above 20 lacs - 12.75%	0.5%	2%
Kotak	N.A	Salaried:11% - 11.5% ; Semp:11.5% - 12%	0.5%	2%
Axis Bank	N.A	9.75%(up to 30 lacs),10.50%(up to 1 crore),10.75%(above 1 crore)	0.50%	N.A
Citi Bank	N.A	10.75%-11.25%	0.25%-0.5%	2%-4%
Federal Bank	N.A	10%	0.5%	2%
Standard Chartered Bank	N.A.	9.5% - 10%	.25% - .5% of loan amount	2%

See the Home Loan Rates for March 09

BEST HOME LOAN RATES MARCH 2009

Best Home Loan Rates 2009
Bank	Fixed Rate	Floating Rate	Processing Fee	Pre Payment Charges
DHFL	N.A	For Salaried 9.75%(below15 lacs) & 10.75%(above 15 lacs),For Self Employed: 10.75%(below 15 lacs),11.75%(above 15 lacs)	1%	5%(upto 5 years),2%(above 5 years),If balance transfer 3%
LIC Housing Finance	12.25%	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	1%	2%
HDFC	N.A	Salaried & Self Employed Professionals:9.5%(upto 30 lacs),10.5%(above 30 lacs) ; Self Employed Non-Professionals: 10% (Upto 30 Lacs), 11% (Above 30 Lacs)	Rs.10000/- or 0.5% of loan amount(whichever is lesser) + Service Tax	If 25% of outstanding amount is paid every year till 3 years - No penalty, otherwise 2% of outstanding amount
ING Vysya	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5%	N.A
Deutsche	N.A	9.75%(Below 20 lacs),10.25%(20-30 lacs),10.95%(30 lacs & above)	0.5% of Loan amount + Rs.500 + Service Tax(12.36%)	2%-4%
Union Bank	N.A	10.75%	0.5%	2%
IDBI Bank Ltd.	N.A	9.25%(less than 20 lacs),10.75% (above 20 lacs)	10000 upto 20 lacs	N.A
SBI	upto 5 lacs - 8.50%	8%(for 1 year);upto 20 lacs-9.25%;20 to 30 lacs-9.75%(for 5 yrs),10%(for 5-15 yrs),10.25%(for 15-25 yrs);30 to 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 yrs),10.75%(for 15-25 yrs);Above 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
Dena	N.A	11.75%	0.5%	2%
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5%	2%
ICICI Home Finance	-	upto 20 lacs - 9.75%, Above 20 lacs to 30 lacs - 10.00%, Above 30 lacs - 11.50%	0.5%	2%(Full payment), No Penalty (Part Payment)
ICICI Bank Ltd.	16%	Upto 20 lacs - 11.25%, Above 20 lacs - 12.75%	.5%	2%
Kotak	-	Salaried:11% - 11.5% ; Semp:11.5% - 12%	0.5%	2%

See the Home Loan Rates for January 09

BEST HOME LOAN RATES FEB 2009

Best Home Loan Rates FEB 2009
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre Closure Charges
IDBI Bank	N.A	9.25%(less than 20 lacs),10.75% (above 20 lacs)	10000 upto 20 lacs	N.A
AXIS	N.A	9.75%(upto 30 lac),10.50%(till 1 cr),10.75%(above 1 cr) & same as for B/T cases	0.5%	N.A
HDFC	14%(for 1 to 20Yrs)	Upto Rs30Lacs-9.75%(for 1 to 20Yrs),Above 30Lacs-10.75%(for 1 to 20Yrs)	0.5%	2%
Deutsche	N.A	9.75%(Below 20 lacs),10.25%(20-30 lacs),10.95%(30 lacs & above)	0.5% of Loan amount + Rs.500 + Service Tax(12.36%)	2%-4%
IDBI Home Finance	14%	9.75%(Below 20 lacs),10.75%(20 lacs & above)	0.5% of Loan amount + Service Tax(12.36%)	N.A
LIC Housing	13%(for 2 years),14%(for 5 years)	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	0.5%	2%
Dena	N.A	11.25%	0.5%	2%
Union Bank	N.A	11.25%	0.5%	2%
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5%	2%
SBI	upto 5 lacs - 8.50%	upto 20 lacs-9.25%; 20 to 30 lacs-9.75%(for 5 years),10%(for 5-15 years),10.25%(for 15-25 years);30 to 70 lacs-10.25%(for 5 years),10.50%(for 5-15 years),10.75%(for 15-25 years);Above 70 lacs-10.25%(for 5 years),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
ING VYSYA	N.A.	Below 20 lacs - 9.75% ; Above 20 lacs - 10.75%	0.5%	2%
DHFL	N.A	For Salaried 9.75%(below15 lacs) & 10.75%(above 15 lacs),For Self Employed: 10.75%(below 15 lacs),11.75%(above 15 lacs)	0.5%	2%

See the Home Loan Rates for January 09

Best Home Loan Rates January 2009

Best Home Loan Rates January 2009
Bank	Fixed Rate	Floating Rate	Processing Fee	Pre-Closure Charges
IDBI	N.A	9.25%(below 20 lacs) & 10.75%(above 20 lacs)	10000 (upto 20 lacs)	N.A
HDFC	14%(for 1 to 20Yrs)	Upto Rs30Lacs-9.75%(for 1 to 20Yrs),Above 30Lacs-10.75%(for 1 to 20Yrs)	0.5%	2%
AXIS	N.A	9.75%(upto 30 lac),10.50%(till 1 cr),10.75%(above 1 cr) & same as for B/T cases	0.5%	N.A
LIC Housing	13%(for 2 years),14%(for 5 years)	9.25%(Upto 20 lacs for 5 years),9.75%(upto 20 lacs for 6-20 years),11%(above 20 lacs),9.75%(upto 30 lacs),10.75%(30-75 lacs),11.25%(above 75 lacs)	0.5%	2%
State Bank of Hyderabad	N.A	9.25%(up to 20 lacs),9.75%(above 20 lacs)	0.5%	2%-3%
SCB	11.75%	N.A	0.5%	2.5%
Deutsche	N.A	11.75%	0.5%(For selfemployed), 0.25%(for Salaried)	2%
HSBC	N.A	12.5%	0.5%	25% of the Principal amount without penalty & after that 2.5%
ING VYSYA	N.A	10%(upto 20 lacs),10.75%(above 20 lacs)	11236/-	2%
SBI	11.25%(for 10yrs,upto 30lacs),12.25%(for 10yrs,above 30lacs)	9.25%(up to 20 lacs),Upto 30 lacs : 9.75%(for 5 years),10%(for 5-15 years),10.25%(for 15-25 years)	0.5%	N.A
DHFL	N.A	11.25%	0.5%	2%
Union Bank	N.A	11.25%	0.5%	2%
Dena Bank	N.A	11.25%	0.5%	2%
UCO	N.A	11.25%	0.5%	2%
Bank of Baroda	Upto Rs30Lacs-9.50%(Upto 5yrs),9.75%(above 5yrs & upto 10Yrs),10%(above 10Yrs & upto 15Yrs)	Upto Rs30Lacs-8.50%(upto 5yrs),8.75%(above 5yrs & upto 15yrs),9%(above 15yrs & upto 25yrs)	0.35%(upto Rs.20lacs),0.40%(above Rs.20lacs)	N.A
ICICI Bank	16%(for 20yrs & below 20lacs of loan amount)	11%(for 20yrs & below 20lacs of loan amount)	0.5% to 1%	2% on the principal outstanding on full Prepayment

See the Home Loan Rates for Dec 08

Best Home Loans Rates December 08

Best Home Loan Rates December 08
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre-Closure Charges
AXIS BANk	N.A	11%	0.5%	2%
ING VYSYA	N.A	11.5%	0.5%	2%
HDFC	11.25%	11.75%(above 30 lacs)	0.5%	2%
IDBI	12.5%(for 3 years)	10.75%	0.5%	2%
ICICI	15.75%	13.25%	0.5%	2%
SCB	11.75%	12%	0.25%	2%
LIC	11.50%	11.25%	0.5%(above 30 lacs .25%)	2%
Kotak	13% - 14%	N.A	0.5%	2%

See the Home Loan Rates for Nov 08

Best Home Loans Rates November 2008

Best Home Loans Rates November
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre-Closure Charges
AXIS BANK	N.A	11.25%	0.5%	2%
ICICI	13.25%	16.75%	0.5%	2%
ING VYSYA	N.A	11.75%	0.5%	2%
HDFC	11.25%	N.A	0.5%	2%
BHW BIRLA	12%	11.5%	0.5%	2%
CITI FINANCIAL	14.5%	14.5%	0.5%	2%
G.E MONEY	N.A	13.5%	0.5%	2%
IDBI	N.A	11.5%	0.5%	2%
SCB	11.75%	N.A	0.5%	2%
LIC	N.A	Salaried:11.25% Selfemployed:11.50%	0.5%	2%

See the Home Loan Rates for Oct 08

Bank Rates for Home Loans

Home Loan Rates for October 08
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre-Closure Charges
ICICI Bank	14%	Salaried:12% Self-Employed:12.25%	.5%	2%
ING VYSYA Bank	NA	11.5% - 11.75%	.5%	2% upto 1year , No Pre- Closure charges after 1 year
HDFC Bank	Salaried & self-Employed:14.5%	Salaried:11.25% upto 30 lacs, 11.75% above 30 lacs Self-Employed:12%	.5% upto 20 lacs, Rs.11,236/- above 20 lacs	No Prepayment charges if more than 25% of the prepayed else 2% of the amount outstanding
Kotak Bank	NA	13%	.5%	3%
Standard Chartered Bank	NA	11.75%	Rs.5,618/-	2.5%
SBI Bank	12.75%	10.75% - 11.25%	.25%	2%
Birla Home Finance	Salaried & Self-Employed:14.5%	Salaried:11.75% Self-Employed:11.75% - 12%	Salaried: .5% upto 20 lacs, Rs.6,180/- above 20 lacs Self-Employed: .5%	No Prepayment charges if more than 90% of the prepayed else 2% of the amount outstanding
LIC Housing Finance	13% for 2 years , 14% for 5 years	Salaried:11.25% - 11.5% Self-Employed:11.5%	1%	2%

See the Home Loan Rates for Sep 08

Home Loan Rates Sep08

Home Loan Rates Sep08
Bank	Fixed Rate	Floating Rate	Processing Fee
Axis Bank	14%	11.3%	.5% - 1%
ICICI Bank	15.5%	12%	.5%
ING VYSYA Bank	NA	Salaried:11.25% - 11.75% Self-Employed: 12.25%	.5%
IDBI Home Finance	13% for 3 years & 13.25% for 5 years	11.5%	.5%
HDFC Bank	Salaried: 14% Self-Employed: 14%	Salaried: 11.25% Self-Employed: 12%	.5% of Loan amount below 20 lacs & Rs.11,200 above 20 lacs
Citi Financial	15%	14%	2% of Loan amount
Kotak Bank	NA	12.75% - 13%	.5% of Loan amount
Standard Charted Bank	13.5% - 14%	12.25%	.5% - 1.5% of Loan amount
L.I.C.	14%	11.25% - 11.5%	.5% of Loan amount
SBI Bank	12.75% upto 30 lacs upto 10 years; 13.75% above 30 lacs upto 10 years	11.5% - 12% upto 30 lacs; 11.75% - 12.25% above 30 lacs & upto 75 lacs; 11.75% - 12.5% above 75 lacs	.5% of Loan amount

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Best Loan Against Property Rates June 2009

Thu, 06/04/2009 - 07:15 — admin

Do find attached the Loan Against Property Rates (according to our research) for June 2009.

BEST LOAN AGAINST PROPERTY RATES JUNE 2009

Best Loan Against Property Rates 2009
Bank	Floating Rate	Processing Fee	Prepayment Charges
HDFC Bank	13%	1% of loan amount	2.5%
SCB	12.25%	1% of loan amount	2%
Deutsche Post Bank	13.5%	1% of loan amount	1%
ICICI Home Finance	13%	1%	Pre Part up to 90% No Charges,Closing Charge 2%
LIC Housing	12%	1%	2%

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

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Best Personal Loan rates for Self Employed June 09

Thu, 06/04/2009 - 07:01 — admin

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Self Employed (according to our research) for June 2009.

BEST PERSONAL RATE FOR SELF EMPLOYED JUNE 2009

Best Personal Loan rates for self Employed June 2009
Bank	ROI	Prepayment Charges	Processing Fees
No table data available.

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

Best Personal Loan rates for Self Employed May 09

BEST PERSONAL LOAN RATES SELF EMPLOYED MAY 2009

Best Personal loan Rates Self Employed May 2009
Bank	ROI	Pre Payment Charges	Processing fees
No table data available.

Best Personal Loan rates for Self employed April 09

BEST PERSONAL LOAN RATES SELF EMPLOYED APRIL 2009

Best Personal Loan Rates Self Employed April 2009
Bank	ROI	Pre Payment Charges	Processing Fees
Barclays Finance	21% - 33%	5%	2%
Citi Bank	21% - 23%	5%	1.5% - 2%
Citi Financial	24%-28%	4%	2%

Best Personal Loan rates for Self employed March 09

BEST PERSONAL LOAN RATES SELF EMPLOYED MARCH 2009

Best Personal Loan Rates Self Employed March 2009
Bank	ROI	Pre Payment Charges	Processing Fee
Barclays Finance	21% - 33%	5%	2%
Citi Bank	21% - 23%	5%	1.5% - 2%

Best Personal Loan rates for Self employed februray 09

Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates December 08
Bank	ROI	Pre-Payment Charges	Processing Fees
HDFC	20%	4%	2%
CITI	21% - 22%	5%	2%
ING	21%	5%	2%
ICICI	23%	5%	2%

Best Personal Loan rates for Self employed November 08

Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates November 08
Bank	ROI	Pre-Payment Charges	Processing Fees
ING VYSYA	Professional's - 22% , Non-Professional's - 22%	5%	2%
Barclays	Professional's - 21% , Non-Professional's - 23%	5%	2.25%
ICICI	Professional's - 22% , Non-Professional's - 25%	5%	2%
AXIS	Professionals - 14.3% - 19% , Non-Professionals - 19% - 23%	4%	2%
CITI	Doctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%	5%	1.75%
ABN AMRO	23%-25%	3.5%	2%
KOTAK	23%-25%	3.5%	2%

Best Personal Loan rates for Self employed October 08

Bank PL Rates Self-Employed

Personal Loan Rates for Self-Employed October 08
Bank	ROI	Prepayment Charges	Processing Fees
Citi Bank	Doctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%	5%	1.75%
Barclays Bank	18.5% - 19.5%	5%	2%
Citifinancial	Professional's - 18% , Non-Professional's - 20%	5%	2%
Reliance	Professional's - 17% , Non-Professional's - 20%	3%	2.5%
ING VYSYA Bank	Professional's - 18.5% , Non-Professional's - 20.5%	3%	2%
Axis Bank	Professionals - 14.3% - 19% , Non-Professionals - 19% - 23%	4%	2%
Kotak Bank	Profesional's - 18% - 20% , Non-Professional's - 20% - 25%	5%	2%
HDFC Bank	Professional's - 18% - 24% , Non-Professional's - 15% - 22%	4%	If HDFC A/c holder's - 1.5% else 2%

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Best Personal Loan Rates Salaried June 2009

Thu, 06/04/2009 - 06:56 — admin

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for June 2009.

BEST PERSONAL LOAN RATES JUNE 2009

Best Personal Loan Rates June 2009
Bank	CAT A -ROI	CAT -B ROI	Others	Pre Payment Charges	Processing Fees
HDFC Bank	15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)	18%(for 35,000 & above salary) , 19% (upto 35,000 salary)	21%(for 35,000 & above salary) , 24% (upto 35,000 salary)	4%	0.5%(if salaried account in HDFC) if not than 2%
Fullerton	19%-28%	19%-28%	19%-28%	4%	3%(above 50,000 loan amount),5%(Less than 50,000 loan amount)
Citi Bank	16.5%-18%	18%-20%	19%-21%	5%	2%
Citi Financial	16%- 18%	18%-20%	19%-21%	4%	2%
Barclays Finance	21%-33%	21%-33%	21%-33%	5%	2%

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

Best Personal Loan rates Salaried May 09

BEST PERSONAL LOAN SALARIED MAY 2009

Best Personal loan salaried May 2009
Bank	CAT-A ROI	CAT-B ROI	Others	Prepayment Charges	Processing Fees
HDFC Bank	15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)	18%(for 35,000 & above salary) , 19% (upto 35,000 salary)	21%(for 35,000 & above salary) , 24% (upto 35,000 salary)	4%	0.5%(if salaried account in HDFC) if not than 2%
Fullerton	19%-28%	19%-28%	19%-28%	4%	3%(above 50,000 loan amount),5%(Less than 50,000 loan amount)
Reliance	23%	23%	23%	5%	2%
Barclays Finance	21% - 33%	21% - 33%	21% - 33%	5%	2%
Citi Bank	16.5%-18%	18%-20%	19%-21%	5%	2%
Citi Financial	16%- 18%	18%-24%	-	4%	2%

Best Personal Loan rates Salaried April 09

BEST PERSONAL LOAN RATES SALARIED APRIL 2009

Best Personal Loan Rates Salaried April 2009
Bank	Cat-A ROI	Cat-B ROI	Others	Pre Payment Charges	Processing Fee
HDFC	15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)	18%(for 35,000 & above salary) , 19% (upto 35,000 salary)	21%(for 35,000 & above salary) , 24% (upto 35,000 salary)	4%	0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance	21% - 33%	21% - 33%	21% - 33%	5%	2%
Fullerton	19%-28%	19%-28%	19%-28%	4%	2.5% - 3.5%
Citi Bank	16.5%-18%	18%-20%	19%-21%	5%	2%
ING Vysya	16%-17%	18%-22%	19%-22%	4%	2%
ABN AMRO	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	5%	2%
Citi Financial	16%-18%	18%-24%	-	4%	2%

Best Personal Loan rates Salaried March 09

BEST PERSONAL LOAN RATES SALARIED MARCH 2009

Best Personal Loan Rates Salaried March 2009
Bank	Cat-A ROI	Cat-B ROI	Others	Pre Payment Charges	Processing Fee
HDFC	17%	19%	22%-24%	4%	0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance	21%-33%	21%-33%	21%-33%	5%	2%
Fullerton	16%-26%	16%-26%	16%-26%	4%	2.5%-3.5%
Axis Bank	16%	19%	21.5%-23.5%	N.A	2%
Citi Bank	16.5%-18%	18%-20%	19%-21%	5%	2%
ING Vysya	16%-17%	16%-17%	19%-22%	4%	2%
ABN Amro	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	5%	2%

Best Personal Loan rates Salaried February 09

BEST PERSONAL LOAN RATES FOR SALARIED FEB 2009

Best Personal Loan Rates salaried Feb 2009
Bank	CAT A ROI	CAT B ROI	Others	Pre Payment Charges	Processing Fees
HDFC	Super Cat A : 15.5%, Cat A : 17%	19%	22%	5%	2%
Kotak	17.75%	18.75% - 19%	21%	5%	2.5%
Barclays Finance	20% - 30%	20% - 30%	20% - 30%	5%	1% - 2%
Citi	16.5% - 18%	18% - 20%	19% - 21%	5%	2%
Citi Financial	20%	20%	24%	5%	2%
ING Vysya	16%	18% - 19.5%	23%	4%	2%

Best Personal Loan rates Salaried January 09

Best Personal Loan Rates Salaried January 2009

Salaried Personal Loan Rates January 2009
Bank	Cat-A ROI	Cat-B ROI	Others	Pre Payment Charges	Processing Fee
HDFC	15.5%-17%	19%	22%	5%	2%
AXIS	16%	19%	21.5%-23.5%	Nil	2%
Citi Financial	20%	20%	24%	5%	2%
ING Vysya	16%-17%	20%	23%	5%	2%

Best Personal Loan rates Salaried December 08

Best Personal Loan Rates Salaried December 08

Salaried Personal Loan Rates December 08
Bank	CAT- A ROI	CAT- B ROI	Others	Pre-Payment Charges	Processing Fees
HDFC	14.75% -17%	19%	22% - 24%	4%	2% , If Salaried a/c in HDFC : 1.5%
BARCLAYS FINANCE	18-20%	20-22%	23%	5%	1-2%
CITI	16.5%	17% - 18.5%	18% - 21%	5%	1.5% for CAT-A, 2% for others
ICICI	18%	20%	23%	5%	2%
CITIFINANCIAL	18%	18% - 19%	20% & above	5%	2%
AXIS	Super Cat-A : 14.5% , Cat-A : 16%	18%	21% - 22%	N.A.	2%
ING VYSYA	16%	17.5%	21%	5%	2%

Best Personal Loan rates Salaried November 08

Best Personal Loan Rates Salaried November 08

Salaried Personal Loan Rates November 08
Bank	CAT- A ROI	CAT- B ROI	Pre-Payment Charges	Processing Fees
ING VYSYSA	16.5%	18.5%	5%	2%
Barclays	21%	23%	5%	2.25%
ICICI	18.5%	19.5%	5%	2%
Axis	Super Cat-A : 14.5% , Cat-A : 16%	19%	4%	2%
CITI	16-17%	16.5-18%	5%	1.75%
ABN AMRO	16%-17%	18%-20%q	3.5%	2%
KOTAK	16%-17%	18%-20%	3.5%	2%

Best Personal Loan rates Salaried October 08

Bank PL Rates Salaried

Salaried Personal Loan Rates October 08
Bank	CAT- A ROI	CAT- B ROI	Pre-Payment Charges	Processing Fees
Citi Bank	16-17%	16.5-18%	5%	1.75%
Citifinancial	18%	20% - 25%	5%	2%
Reliance	16% - 18%	18% - 20%	3%	2.5%
ING VYSYA	16.5%	18.5% - 20.5%	5%	2%
Axis Bank	Super Cat-A : 14.5% , Cat-A : 16%	19%	4%	2%
Barclays Bank	17%	18%	5%	2%
Kotak Bank	16% - 17%	18% - 20%	5%	2.25%
HDFC Bank	Super Cat-A : 14.75% , Cat-A : 17%	19%	4%	2%
ICICI Bank	15.5%	18%	5%	2%

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Best Home Loan Rates June 2009

Thu, 06/04/2009 - 06:52 — admin

Do find attached the Home Loan rates (according to our research) for June 2009.

BEST HOME LOAN RATES JUNE 2009

Best Home loan Rate June 2009
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre Payment Charges
LIC Housing	12.25%	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	1%	2%
IDBI Bank	N.A	9.25%(up to 30 lacs),9.75%(above 30 lacs)	10000 (up to 20 lacs)	N.A
HDFC	N.A	Salaried:9.5%(upto 30 lacs),10.5%(above 30 lacs) ; For Self Employed : 9.75%(up to 30 lacs) 10.75%(above 30 lacs)	Rs.10000/- or 0.5% of loan amount(whichever is lesser) + Service Tax	If 25% of outstanding amount is paid every year till 3 years - No penalty, otherwise 2% of outstanding amoun
SBI Bank	upto -5 lacs 8.50%	8%(for 1 year);upto 20 lacs-9.25%;20 to 30 lacs-9.75%(for 5 yrs),10%(for 5-15 yrs),10.25%(for 15-25 yrs);30 to 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 yrs),10.75%(for 15-25 yrs);Above 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
AXIS	N.A	9.25%(up to 30 lacs),10.25%(above 30 lacs)	0.50%	N.A
DHFL	N.A	For Salaried 9.75%(upto 30 lacs) & 10.75%(above 30 lacs),For Self Employed: 12.25%	1%	5%(upto 5 years),2%(above 5 years),If balance transfer 5%
ING Vysya	12%	9.25%(up to 20 lacs),9.75%(above 20 lacs)	1%	2%
ICICI Home finance	N.A	9.75%(up to 20 lacs),10%(between 20-30 lacs),11.5%(above 30 lacs)	0.5%	2%(Full payment), No Penalty (Part Payment)
Citi Bank	N.A	9.75%-10.25%	0.5%	3%
Deutsche Post Bank	N.A	9%(up to 75% funding),9.25%(up to 85% of funding)	5500+10.30% service tax ( below 30 lacs),10,000+10.30%service tax(above 30 lacs)	0%
SCB	N.A	9.5%	0.25%(for salaried),0.5%(for self employed)	2%
Union Bank	8.5%	8.5%(up to 5 lacs),9.25%(up to 20 lacs)),9.75%(between 20-30 lacs)	0.5%	2%
Canara Bank	8.50%(up to 5lacs)	8.50%(up to 5 lacs).9.25%(up to 30 lacs),10%(above 30 lacs)	0.5%	2%

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

See the Home Loan Rates for May 09

BEST HOME LOAN RATES MAY 2009

Best Home loan Rates May 2009
Bank	Fixed Rate	Floating Rate	Processing fees	Pre Payment Charges
LIC Housing Finance	12.25%	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	1%	2%
HDFC Bank	N.A	Salaried & Self Employed Professionals:9.5%(upto 30 lacs),10.5%(above 30 lacs) ; For Self Employed : 9.75%(up to 30 lacs) 10.75%(above 30 lacs)	Rs.10000/- or 0.5% of loan amount(whichever is lesser) + Service Tax	If 25% of outstanding amount is paid every year till 3 years - No penalty, otherwise 2% of outstanding amount
DHFL	N.A	For Salaried 9.75%(above 30 lacs) & 10.75%(above 30 lacs),For Self Employed: 12.25%	1%	5%(upto 5 years),2%(above 5 years),If balance transfer 5%
ING VYSYA	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5% of Loan amount + Rs.500 + Service Tax(10.30%)	2%-4%
SBI Bank	upto -5 lacs 8.50%	8%(for 1 year);upto 20 lacs-9.25%;20 to 30 lacs-9.75%(for 5 yrs),10%(for 5-15 yrs),10.25%(for 15-25 yrs);30 to 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 yrs),10.75%(for 15-25 yrs);Above 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
AXIS Bank	N.A	9.25%(up to 30 lacs),10.25%(above 30 lacs)	0.50%	N.A
Standard Chartered Bank	N.A	9.5% - 10%	.25% - .5% of loan amount	2%
ICICI Home Finance	N.A	upto 20 lacs - 9.75%, Above 20 lacs to 30 lacs - 10.00%, Above 30 lacs - 11.50%	0.5%	2%(Full payment), No Penalty (Part Payment)
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5	2%
Dena	N.A	11.75%	0.5%	2%
IDBI bank	N.A	9.25%(up to 30 lacs),9.75%(above 30 lacs)	10000 (up to 20 lacs)	N.A
Citi Bank	-	-	-	-
Federal Bank	N.A	10%	0.5%	2%
Kotak	-	-	-	-
ICICI Bank Ltd	-	-	-	-
Barclays Bank	N.A	10%(up to 20 lacs),10.5%(above 20 lacs)	0.25%	2%
Deutsche Post Bank	N.A	9.5%(up to 20 lacs),9.75%(Between 20 lacs-30 lacs),10.25%(above 30 lacs)	0.5% of Loan amount + Rs.500 + Service Tax(10.30%)	2%-4%
UNION Bank	N.A	10.75%	0.5%	2%

See the Home Loan Rates for April 09

BEST HOME LOAN RATES APRIL 2009

Best Home loan Rates April 2009
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre Payment Charges
LIC Housing Finance	12.25%	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	1%	2%
HDFC	N.A	Salaried & Self Employed Professionals:9.5%(upto 30 lacs),10.5%(above 30 lacs) ; For Self Employed : 9.75%(up to 30 lacs) 10.75%(above 30 lacs)	Rs.10000/- or 0.5% of loan amount(whichever is lesser) + Service Tax	If 25% of outstanding amount is paid every year till 3 years - No penalty, otherwise 2% of outstanding amount
DHFL	N.A	For Salaried 9.75%(below15 lacs) & 10.75%(above 15 lacs),For Self Employed: 10.75%(below 15 lacs),11.75%(above 15 lacs)	1%	5%(upto 5 years),2%(above 5 years),If balance transfer 3%
ING Vysya	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5%	N.A
Deutsche	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5% of Loan amount + Rs.500 + Service Tax(10.30%)	2%-4%
Union Bank	N.A	10.75%	0.5%	2%
IDBI Bank Ltd.	N.A	9.25%(less than 20 lacs),10.75% (above 20 lacs)	9.25%(less than 20 lacs),10.75% (above 20 lacs)	N.A
SBI	upto 5 lacs - 8.50%	8%(for 1 year);upto 20 lacs-9.25%;20 to 30 lacs-9.75%(for 5 yrs),10%(for 5-15 yrs),10.25%(for 15-25 yrs);30 to 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 yrs),10.75%(for 15-25 yrs);Above 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
Barclays Bank	N.A	10%(up to 20 lacs),10.5%(above 20 lacs)	0.25%	2%
Dena	N.A	11.75%	0.5%	2%
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5%	2%
ICICI Home Finance	N.A	upto 20 lacs - 9.75%, Above 20 lacs to 30 lacs - 10.00%, Above 30 lacs - 11.50%	0.5%	2%(Full payment), No Penalty (Part Payment)
ICICI Bank Ltd	16%	Upto 20 lacs - 11.25%, Above 20 lacs - 12.75%	0.5%	2%
Kotak	N.A	Salaried:11% - 11.5% ; Semp:11.5% - 12%	0.5%	2%
Axis Bank	N.A	9.75%(up to 30 lacs),10.50%(up to 1 crore),10.75%(above 1 crore)	0.50%	N.A
Citi Bank	N.A	10.75%-11.25%	0.25%-0.5%	2%-4%
Federal Bank	N.A	10%	0.5%	2%
Standard Chartered Bank	N.A.	9.5% - 10%	.25% - .5% of loan amount	2%

See the Home Loan Rates for March 09

BEST HOME LOAN RATES MARCH 2009

Best Home Loan Rates 2009
Bank	Fixed Rate	Floating Rate	Processing Fee	Pre Payment Charges
DHFL	N.A	For Salaried 9.75%(below15 lacs) & 10.75%(above 15 lacs),For Self Employed: 10.75%(below 15 lacs),11.75%(above 15 lacs)	1%	5%(upto 5 years),2%(above 5 years),If balance transfer 3%
LIC Housing Finance	12.25%	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	1%	2%
HDFC	N.A	Salaried & Self Employed Professionals:9.5%(upto 30 lacs),10.5%(above 30 lacs) ; Self Employed Non-Professionals: 10% (Upto 30 Lacs), 11% (Above 30 Lacs)	Rs.10000/- or 0.5% of loan amount(whichever is lesser) + Service Tax	If 25% of outstanding amount is paid every year till 3 years - No penalty, otherwise 2% of outstanding amount
ING Vysya	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5%	N.A
Deutsche	N.A	9.75%(Below 20 lacs),10.25%(20-30 lacs),10.95%(30 lacs & above)	0.5% of Loan amount + Rs.500 + Service Tax(12.36%)	2%-4%
Union Bank	N.A	10.75%	0.5%	2%
IDBI Bank Ltd.	N.A	9.25%(less than 20 lacs),10.75% (above 20 lacs)	10000 upto 20 lacs	N.A
SBI	upto 5 lacs - 8.50%	8%(for 1 year);upto 20 lacs-9.25%;20 to 30 lacs-9.75%(for 5 yrs),10%(for 5-15 yrs),10.25%(for 15-25 yrs);30 to 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 yrs),10.75%(for 15-25 yrs);Above 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
Dena	N.A	11.75%	0.5%	2%
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5%	2%
ICICI Home Finance	-	upto 20 lacs - 9.75%, Above 20 lacs to 30 lacs - 10.00%, Above 30 lacs - 11.50%	0.5%	2%(Full payment), No Penalty (Part Payment)
ICICI Bank Ltd.	16%	Upto 20 lacs - 11.25%, Above 20 lacs - 12.75%	.5%	2%
Kotak	-	Salaried:11% - 11.5% ; Semp:11.5% - 12%	0.5%	2%

See the Home Loan Rates for January 09

BEST HOME LOAN RATES FEB 2009

Best Home Loan Rates FEB 2009
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre Closure Charges
IDBI Bank	N.A	9.25%(less than 20 lacs),10.75% (above 20 lacs)	10000 upto 20 lacs	N.A
AXIS	N.A	9.75%(upto 30 lac),10.50%(till 1 cr),10.75%(above 1 cr) & same as for B/T cases	0.5%	N.A
HDFC	14%(for 1 to 20Yrs)	Upto Rs30Lacs-9.75%(for 1 to 20Yrs),Above 30Lacs-10.75%(for 1 to 20Yrs)	0.5%	2%
Deutsche	N.A	9.75%(Below 20 lacs),10.25%(20-30 lacs),10.95%(30 lacs & above)	0.5% of Loan amount + Rs.500 + Service Tax(12.36%)	2%-4%
IDBI Home Finance	14%	9.75%(Below 20 lacs),10.75%(20 lacs & above)	0.5% of Loan amount + Service Tax(12.36%)	N.A
LIC Housing	13%(for 2 years),14%(for 5 years)	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	0.5%	2%
Dena	N.A	11.25%	0.5%	2%
Union Bank	N.A	11.25%	0.5%	2%
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5%	2%
SBI	upto 5 lacs - 8.50%	upto 20 lacs-9.25%; 20 to 30 lacs-9.75%(for 5 years),10%(for 5-15 years),10.25%(for 15-25 years);30 to 70 lacs-10.25%(for 5 years),10.50%(for 5-15 years),10.75%(for 15-25 years);Above 70 lacs-10.25%(for 5 years),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
ING VYSYA	N.A.	Below 20 lacs - 9.75% ; Above 20 lacs - 10.75%	0.5%	2%
DHFL	N.A	For Salaried 9.75%(below15 lacs) & 10.75%(above 15 lacs),For Self Employed: 10.75%(below 15 lacs),11.75%(above 15 lacs)	0.5%	2%

See the Home Loan Rates for January 09

Best Home Loan Rates January 2009

Best Home Loan Rates January 2009
Bank	Fixed Rate	Floating Rate	Processing Fee	Pre-Closure Charges
IDBI	N.A	9.25%(below 20 lacs) & 10.75%(above 20 lacs)	10000 (upto 20 lacs)	N.A
HDFC	14%(for 1 to 20Yrs)	Upto Rs30Lacs-9.75%(for 1 to 20Yrs),Above 30Lacs-10.75%(for 1 to 20Yrs)	0.5%	2%
AXIS	N.A	9.75%(upto 30 lac),10.50%(till 1 cr),10.75%(above 1 cr) & same as for B/T cases	0.5%	N.A
LIC Housing	13%(for 2 years),14%(for 5 years)	9.25%(Upto 20 lacs for 5 years),9.75%(upto 20 lacs for 6-20 years),11%(above 20 lacs),9.75%(upto 30 lacs),10.75%(30-75 lacs),11.25%(above 75 lacs)	0.5%	2%
State Bank of Hyderabad	N.A	9.25%(up to 20 lacs),9.75%(above 20 lacs)	0.5%	2%-3%
SCB	11.75%	N.A	0.5%	2.5%
Deutsche	N.A	11.75%	0.5%(For selfemployed), 0.25%(for Salaried)	2%
HSBC	N.A	12.5%	0.5%	25% of the Principal amount without penalty & after that 2.5%
ING VYSYA	N.A	10%(upto 20 lacs),10.75%(above 20 lacs)	11236/-	2%
SBI	11.25%(for 10yrs,upto 30lacs),12.25%(for 10yrs,above 30lacs)	9.25%(up to 20 lacs),Upto 30 lacs : 9.75%(for 5 years),10%(for 5-15 years),10.25%(for 15-25 years)	0.5%	N.A
DHFL	N.A	11.25%	0.5%	2%
Union Bank	N.A	11.25%	0.5%	2%
Dena Bank	N.A	11.25%	0.5%	2%
UCO	N.A	11.25%	0.5%	2%
Bank of Baroda	Upto Rs30Lacs-9.50%(Upto 5yrs),9.75%(above 5yrs & upto 10Yrs),10%(above 10Yrs & upto 15Yrs)	Upto Rs30Lacs-8.50%(upto 5yrs),8.75%(above 5yrs & upto 15yrs),9%(above 15yrs & upto 25yrs)	0.35%(upto Rs.20lacs),0.40%(above Rs.20lacs)	N.A
ICICI Bank	16%(for 20yrs & below 20lacs of loan amount)	11%(for 20yrs & below 20lacs of loan amount)	0.5% to 1%	2% on the principal outstanding on full Prepayment

See the Home Loan Rates for Dec 08

Best Home Loans Rates December 08

Best Home Loan Rates December 08
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre-Closure Charges
AXIS BANk	N.A	11%	0.5%	2%
ING VYSYA	N.A	11.5%	0.5%	2%
HDFC	11.25%	11.75%(above 30 lacs)	0.5%	2%
IDBI	12.5%(for 3 years)	10.75%	0.5%	2%
ICICI	15.75%	13.25%	0.5%	2%
SCB	11.75%	12%	0.25%	2%
LIC	11.50%	11.25%	0.5%(above 30 lacs .25%)	2%
Kotak	13% - 14%	N.A	0.5%	2%

See the Home Loan Rates for Nov 08

Best Home Loans Rates November 2008

Best Home Loans Rates November
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre-Closure Charges
AXIS BANK	N.A	11.25%	0.5%	2%
ICICI	13.25%	16.75%	0.5%	2%
ING VYSYA	N.A	11.75%	0.5%	2%
HDFC	11.25%	N.A	0.5%	2%
BHW BIRLA	12%	11.5%	0.5%	2%
CITI FINANCIAL	14.5%	14.5%	0.5%	2%
G.E MONEY	N.A	13.5%	0.5%	2%
IDBI	N.A	11.5%	0.5%	2%
SCB	11.75%	N.A	0.5%	2%
LIC	N.A	Salaried:11.25% Selfemployed:11.50%	0.5%	2%

See the Home Loan Rates for Oct 08

Bank Rates for Home Loans

Home Loan Rates for October 08
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre-Closure Charges
ICICI Bank	14%	Salaried:12% Self-Employed:12.25%	.5%	2%
ING VYSYA Bank	NA	11.5% - 11.75%	.5%	2% upto 1year , No Pre- Closure charges after 1 year
HDFC Bank	Salaried & self-Employed:14.5%	Salaried:11.25% upto 30 lacs, 11.75% above 30 lacs Self-Employed:12%	.5% upto 20 lacs, Rs.11,236/- above 20 lacs	No Prepayment charges if more than 25% of the prepayed else 2% of the amount outstanding
Kotak Bank	NA	13%	.5%	3%
Standard Chartered Bank	NA	11.75%	Rs.5,618/-	2.5%
SBI Bank	12.75%	10.75% - 11.25%	.25%	2%
Birla Home Finance	Salaried & Self-Employed:14.5%	Salaried:11.75% Self-Employed:11.75% - 12%	Salaried: .5% upto 20 lacs, Rs.6,180/- above 20 lacs Self-Employed: .5%	No Prepayment charges if more than 90% of the prepayed else 2% of the amount outstanding
LIC Housing Finance	13% for 2 years , 14% for 5 years	Salaried:11.25% - 11.5% Self-Employed:11.5%	1%	2%

See the Home Loan Rates for Sep 08

Home Loan Rates Sep08

Home Loan Rates Sep08
Bank	Fixed Rate	Floating Rate	Processing Fee
Axis Bank	14%	11.3%	.5% - 1%
ICICI Bank	15.5%	12%	.5%
ING VYSYA Bank	NA	Salaried:11.25% - 11.75% Self-Employed: 12.25%	.5%
IDBI Home Finance	13% for 3 years & 13.25% for 5 years	11.5%	.5%
HDFC Bank	Salaried: 14% Self-Employed: 14%	Salaried: 11.25% Self-Employed: 12%	.5% of Loan amount below 20 lacs & Rs.11,200 above 20 lacs
Citi Financial	15%	14%	2% of Loan amount
Kotak Bank	NA	12.75% - 13%	.5% of Loan amount
Standard Charted Bank	13.5% - 14%	12.25%	.5% - 1.5% of Loan amount
L.I.C.	14%	11.25% - 11.5%	.5% of Loan amount
SBI Bank	12.75% upto 30 lacs upto 10 years; 13.75% above 30 lacs upto 10 years	11.5% - 12% upto 30 lacs; 11.75% - 12.25% above 30 lacs & upto 75 lacs; 11.75% - 12.5% above 75 lacs	.5% of Loan amount

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Best Personal Loan rates for Self Employed May 09

Mon, 05/04/2009 - 12:02 — admin

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for May 2009.

BEST PERSONAL LOAN RATES SELF EMPLOYED MAY 2009

Best Personal loan Rates Self Employed May 2009
Bank	ROI	Pre Payment Charges	Processing fees
No table data available.

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

Best Personal Loan rates for Self employed April 09

BEST PERSONAL LOAN RATES SELF EMPLOYED APRIL 2009

Best Personal Loan Rates Self Employed April 2009
Bank	ROI	Pre Payment Charges	Processing Fees
Barclays Finance	21% - 33%	5%	2%
Citi Bank	21% - 23%	5%	1.5% - 2%
Citi Financial	24%-28%	4%	2%

Best Personal Loan rates for Self employed March 09

BEST PERSONAL LOAN RATES SELF EMPLOYED MARCH 2009

Best Personal Loan Rates Self Employed March 2009
Bank	ROI	Pre Payment Charges	Processing Fee
Barclays Finance	21% - 33%	5%	2%
Citi Bank	21% - 23%	5%	1.5% - 2%

Best Personal Loan rates for Self employed februray 09

Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates December 08
Bank	ROI	Pre-Payment Charges	Processing Fees
HDFC	20%	4%	2%
CITI	21% - 22%	5%	2%
ING	21%	5%	2%
ICICI	23%	5%	2%

Best Personal Loan rates for Self employed November 08

Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates November 08
Bank	ROI	Pre-Payment Charges	Processing Fees
ING VYSYA	Professional's - 22% , Non-Professional's - 22%	5%	2%
Barclays	Professional's - 21% , Non-Professional's - 23%	5%	2.25%
ICICI	Professional's - 22% , Non-Professional's - 25%	5%	2%
AXIS	Professionals - 14.3% - 19% , Non-Professionals - 19% - 23%	4%	2%
CITI	Doctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%	5%	1.75%
ABN AMRO	23%-25%	3.5%	2%
KOTAK	23%-25%	3.5%	2%

Best Personal Loan rates for Self employed October 08

Bank PL Rates Self-Employed

Personal Loan Rates for Self-Employed October 08
Bank	ROI	Prepayment Charges	Processing Fees
Citi Bank	Doctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%	5%	1.75%
Barclays Bank	18.5% - 19.5%	5%	2%
Citifinancial	Professional's - 18% , Non-Professional's - 20%	5%	2%
Reliance	Professional's - 17% , Non-Professional's - 20%	3%	2.5%
ING VYSYA Bank	Professional's - 18.5% , Non-Professional's - 20.5%	3%	2%
Axis Bank	Professionals - 14.3% - 19% , Non-Professionals - 19% - 23%	4%	2%
Kotak Bank	Profesional's - 18% - 20% , Non-Professional's - 20% - 25%	5%	2%
HDFC Bank	Professional's - 18% - 24% , Non-Professional's - 15% - 22%	4%	If HDFC A/c holder's - 1.5% else 2%

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Best Personal Loan Rates Salaried May 2009

Mon, 05/04/2009 - 11:56 — admin

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for May 2009.

BEST PERSONAL LOAN SALARIED MAY 2009

Best Personal loan salaried May 2009
Bank	CAT-A ROI	CAT-B ROI	Others	Prepayment Charges	Processing Fees
HDFC Bank	15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)	18%(for 35,000 & above salary) , 19% (upto 35,000 salary)	21%(for 35,000 & above salary) , 24% (upto 35,000 salary)	4%	0.5%(if salaried account in HDFC) if not than 2%
Fullerton	19%-28%	19%-28%	19%-28%	4%	3%(above 50,000 loan amount),5%(Less than 50,000 loan amount)
Reliance	23%	23%	23%	5%	2%
Barclays Finance	21% - 33%	21% - 33%	21% - 33%	5%	2%
Citi Bank	16.5%-18%	18%-20%	19%-21%	5%	2%
Citi Financial	16%- 18%	18%-24%	-	4%	2%

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

Best Personal Loan rates Salaried April 09

BEST PERSONAL LOAN RATES SALARIED APRIL 2009

Best Personal Loan Rates Salaried April 2009
Bank	Cat-A ROI	Cat-B ROI	Others	Pre Payment Charges	Processing Fee
HDFC	15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)	18%(for 35,000 & above salary) , 19% (upto 35,000 salary)	21%(for 35,000 & above salary) , 24% (upto 35,000 salary)	4%	0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance	21% - 33%	21% - 33%	21% - 33%	5%	2%
Fullerton	19%-28%	19%-28%	19%-28%	4%	2.5% - 3.5%
Citi Bank	16.5%-18%	18%-20%	19%-21%	5%	2%
ING Vysya	16%-17%	18%-22%	19%-22%	4%	2%
ABN AMRO	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	5%	2%
Citi Financial	16%-18%	18%-24%	-	4%	2%

Best Personal Loan rates Salaried March 09

BEST PERSONAL LOAN RATES SALARIED MARCH 2009

Best Personal Loan Rates Salaried March 2009
Bank	Cat-A ROI	Cat-B ROI	Others	Pre Payment Charges	Processing Fee
HDFC	17%	19%	22%-24%	4%	0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance	21%-33%	21%-33%	21%-33%	5%	2%
Fullerton	16%-26%	16%-26%	16%-26%	4%	2.5%-3.5%
Axis Bank	16%	19%	21.5%-23.5%	N.A	2%
Citi Bank	16.5%-18%	18%-20%	19%-21%	5%	2%
ING Vysya	16%-17%	16%-17%	19%-22%	4%	2%
ABN Amro	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	5%	2%

Best Personal Loan rates Salaried February 09

BEST PERSONAL LOAN RATES FOR SALARIED FEB 2009

Best Personal Loan Rates salaried Feb 2009
Bank	CAT A ROI	CAT B ROI	Others	Pre Payment Charges	Processing Fees
HDFC	Super Cat A : 15.5%, Cat A : 17%	19%	22%	5%	2%
Kotak	17.75%	18.75% - 19%	21%	5%	2.5%
Barclays Finance	20% - 30%	20% - 30%	20% - 30%	5%	1% - 2%
Citi	16.5% - 18%	18% - 20%	19% - 21%	5%	2%
Citi Financial	20%	20%	24%	5%	2%
ING Vysya	16%	18% - 19.5%	23%	4%	2%

Best Personal Loan rates Salaried January 09

Best Personal Loan Rates Salaried January 2009

Salaried Personal Loan Rates January 2009
Bank	Cat-A ROI	Cat-B ROI	Others	Pre Payment Charges	Processing Fee
HDFC	15.5%-17%	19%	22%	5%	2%
AXIS	16%	19%	21.5%-23.5%	Nil	2%
Citi Financial	20%	20%	24%	5%	2%
ING Vysya	16%-17%	20%	23%	5%	2%

Best Personal Loan rates Salaried December 08

Best Personal Loan Rates Salaried December 08

Salaried Personal Loan Rates December 08
Bank	CAT- A ROI	CAT- B ROI	Others	Pre-Payment Charges	Processing Fees
HDFC	14.75% -17%	19%	22% - 24%	4%	2% , If Salaried a/c in HDFC : 1.5%
BARCLAYS FINANCE	18-20%	20-22%	23%	5%	1-2%
CITI	16.5%	17% - 18.5%	18% - 21%	5%	1.5% for CAT-A, 2% for others
ICICI	18%	20%	23%	5%	2%
CITIFINANCIAL	18%	18% - 19%	20% & above	5%	2%
AXIS	Super Cat-A : 14.5% , Cat-A : 16%	18%	21% - 22%	N.A.	2%
ING VYSYA	16%	17.5%	21%	5%	2%

Best Personal Loan rates Salaried November 08

Best Personal Loan Rates Salaried November 08

Salaried Personal Loan Rates November 08
Bank	CAT- A ROI	CAT- B ROI	Pre-Payment Charges	Processing Fees
ING VYSYSA	16.5%	18.5%	5%	2%
Barclays	21%	23%	5%	2.25%
ICICI	18.5%	19.5%	5%	2%
Axis	Super Cat-A : 14.5% , Cat-A : 16%	19%	4%	2%
CITI	16-17%	16.5-18%	5%	1.75%
ABN AMRO	16%-17%	18%-20%q	3.5%	2%
KOTAK	16%-17%	18%-20%	3.5%	2%

Best Personal Loan rates Salaried October 08

Bank PL Rates Salaried

Salaried Personal Loan Rates October 08
Bank	CAT- A ROI	CAT- B ROI	Pre-Payment Charges	Processing Fees
Citi Bank	16-17%	16.5-18%	5%	1.75%
Citifinancial	18%	20% - 25%	5%	2%
Reliance	16% - 18%	18% - 20%	3%	2.5%
ING VYSYA	16.5%	18.5% - 20.5%	5%	2%
Axis Bank	Super Cat-A : 14.5% , Cat-A : 16%	19%	4%	2%
Barclays Bank	17%	18%	5%	2%
Kotak Bank	16% - 17%	18% - 20%	5%	2.25%
HDFC Bank	Super Cat-A : 14.75% , Cat-A : 17%	19%	4%	2%
ICICI Bank	15.5%	18%	5%	2%

1 comment

Best Home Loan Rates May 2009

Mon, 05/04/2009 - 11:52 — admin

Do find attached the Home Loan rates (according to our research) for May 2009.

BEST HOME LOAN RATES MAY 2009

Best Home loan Rates May 2009
Bank	Fixed Rate	Floating Rate	Processing fees	Pre Payment Charges
LIC Housing Finance	12.25%	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	1%	2%
HDFC Bank	N.A	Salaried & Self Employed Professionals:9.5%(upto 30 lacs),10.5%(above 30 lacs) ; For Self Employed : 9.75%(up to 30 lacs) 10.75%(above 30 lacs)	Rs.10000/- or 0.5% of loan amount(whichever is lesser) + Service Tax	If 25% of outstanding amount is paid every year till 3 years - No penalty, otherwise 2% of outstanding amount
DHFL	N.A	For Salaried 9.75%(above 30 lacs) & 10.75%(above 30 lacs),For Self Employed: 12.25%	1%	5%(upto 5 years),2%(above 5 years),If balance transfer 5%
ING VYSYA	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5% of Loan amount + Rs.500 + Service Tax(10.30%)	2%-4%
SBI Bank	upto -5 lacs 8.50%	8%(for 1 year);upto 20 lacs-9.25%;20 to 30 lacs-9.75%(for 5 yrs),10%(for 5-15 yrs),10.25%(for 15-25 yrs);30 to 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 yrs),10.75%(for 15-25 yrs);Above 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
AXIS Bank	N.A	9.25%(up to 30 lacs),10.25%(above 30 lacs)	0.50%	N.A
Standard Chartered Bank	N.A	9.5% - 10%	.25% - .5% of loan amount	2%
ICICI Home Finance	N.A	upto 20 lacs - 9.75%, Above 20 lacs to 30 lacs - 10.00%, Above 30 lacs - 11.50%	0.5%	2%(Full payment), No Penalty (Part Payment)
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5	2%
Dena	N.A	11.75%	0.5%	2%
IDBI bank	N.A	9.25%(up to 30 lacs),9.75%(above 30 lacs)	10000 (up to 20 lacs)	N.A
Citi Bank	-	-	-	-
Federal Bank	N.A	10%	0.5%	2%
Kotak	-	-	-	-
ICICI Bank Ltd	-	-	-	-
Barclays Bank	N.A	10%(up to 20 lacs),10.5%(above 20 lacs)	0.25%	2%
Deutsche Post Bank	N.A	9.5%(up to 20 lacs),9.75%(Between 20 lacs-30 lacs),10.25%(above 30 lacs)	0.5% of Loan amount + Rs.500 + Service Tax(10.30%)	2%-4%
UNION Bank	N.A	10.75%	0.5%	2%

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

See the Home Loan Rates for April 09

BEST HOME LOAN RATES APRIL 2009

Best Home loan Rates April 2009
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre Payment Charges
LIC Housing Finance	12.25%	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	1%	2%
HDFC	N.A	Salaried & Self Employed Professionals:9.5%(upto 30 lacs),10.5%(above 30 lacs) ; For Self Employed : 9.75%(up to 30 lacs) 10.75%(above 30 lacs)	Rs.10000/- or 0.5% of loan amount(whichever is lesser) + Service Tax	If 25% of outstanding amount is paid every year till 3 years - No penalty, otherwise 2% of outstanding amount
DHFL	N.A	For Salaried 9.75%(below15 lacs) & 10.75%(above 15 lacs),For Self Employed: 10.75%(below 15 lacs),11.75%(above 15 lacs)	1%	5%(upto 5 years),2%(above 5 years),If balance transfer 3%
ING Vysya	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5%	N.A
Deutsche	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5% of Loan amount + Rs.500 + Service Tax(10.30%)	2%-4%
Union Bank	N.A	10.75%	0.5%	2%
IDBI Bank Ltd.	N.A	9.25%(less than 20 lacs),10.75% (above 20 lacs)	9.25%(less than 20 lacs),10.75% (above 20 lacs)	N.A
SBI	upto 5 lacs - 8.50%	8%(for 1 year);upto 20 lacs-9.25%;20 to 30 lacs-9.75%(for 5 yrs),10%(for 5-15 yrs),10.25%(for 15-25 yrs);30 to 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 yrs),10.75%(for 15-25 yrs);Above 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
Barclays Bank	N.A	10%(up to 20 lacs),10.5%(above 20 lacs)	0.25%	2%
Dena	N.A	11.75%	0.5%	2%
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5%	2%
ICICI Home Finance	N.A	upto 20 lacs - 9.75%, Above 20 lacs to 30 lacs - 10.00%, Above 30 lacs - 11.50%	0.5%	2%(Full payment), No Penalty (Part Payment)
ICICI Bank Ltd	16%	Upto 20 lacs - 11.25%, Above 20 lacs - 12.75%	0.5%	2%
Kotak	N.A	Salaried:11% - 11.5% ; Semp:11.5% - 12%	0.5%	2%
Axis Bank	N.A	9.75%(up to 30 lacs),10.50%(up to 1 crore),10.75%(above 1 crore)	0.50%	N.A
Citi Bank	N.A	10.75%-11.25%	0.25%-0.5%	2%-4%
Federal Bank	N.A	10%	0.5%	2%
Standard Chartered Bank	N.A.	9.5% - 10%	.25% - .5% of loan amount	2%

See the Home Loan Rates for March 09

BEST HOME LOAN RATES MARCH 2009

Best Home Loan Rates 2009
Bank	Fixed Rate	Floating Rate	Processing Fee	Pre Payment Charges
DHFL	N.A	For Salaried 9.75%(below15 lacs) & 10.75%(above 15 lacs),For Self Employed: 10.75%(below 15 lacs),11.75%(above 15 lacs)	1%	5%(upto 5 years),2%(above 5 years),If balance transfer 3%
LIC Housing Finance	12.25%	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	1%	2%
HDFC	N.A	Salaried & Self Employed Professionals:9.5%(upto 30 lacs),10.5%(above 30 lacs) ; Self Employed Non-Professionals: 10% (Upto 30 Lacs), 11% (Above 30 Lacs)	Rs.10000/- or 0.5% of loan amount(whichever is lesser) + Service Tax	If 25% of outstanding amount is paid every year till 3 years - No penalty, otherwise 2% of outstanding amount
ING Vysya	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5%	N.A
Deutsche	N.A	9.75%(Below 20 lacs),10.25%(20-30 lacs),10.95%(30 lacs & above)	0.5% of Loan amount + Rs.500 + Service Tax(12.36%)	2%-4%
Union Bank	N.A	10.75%	0.5%	2%
IDBI Bank Ltd.	N.A	9.25%(less than 20 lacs),10.75% (above 20 lacs)	10000 upto 20 lacs	N.A
SBI	upto 5 lacs - 8.50%	8%(for 1 year);upto 20 lacs-9.25%;20 to 30 lacs-9.75%(for 5 yrs),10%(for 5-15 yrs),10.25%(for 15-25 yrs);30 to 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 yrs),10.75%(for 15-25 yrs);Above 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
Dena	N.A	11.75%	0.5%	2%
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5%	2%
ICICI Home Finance	-	upto 20 lacs - 9.75%, Above 20 lacs to 30 lacs - 10.00%, Above 30 lacs - 11.50%	0.5%	2%(Full payment), No Penalty (Part Payment)
ICICI Bank Ltd.	16%	Upto 20 lacs - 11.25%, Above 20 lacs - 12.75%	.5%	2%
Kotak	-	Salaried:11% - 11.5% ; Semp:11.5% - 12%	0.5%	2%

See the Home Loan Rates for January 09

BEST HOME LOAN RATES FEB 2009

Best Home Loan Rates FEB 2009
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre Closure Charges
IDBI Bank	N.A	9.25%(less than 20 lacs),10.75% (above 20 lacs)	10000 upto 20 lacs	N.A
AXIS	N.A	9.75%(upto 30 lac),10.50%(till 1 cr),10.75%(above 1 cr) & same as for B/T cases	0.5%	N.A
HDFC	14%(for 1 to 20Yrs)	Upto Rs30Lacs-9.75%(for 1 to 20Yrs),Above 30Lacs-10.75%(for 1 to 20Yrs)	0.5%	2%
Deutsche	N.A	9.75%(Below 20 lacs),10.25%(20-30 lacs),10.95%(30 lacs & above)	0.5% of Loan amount + Rs.500 + Service Tax(12.36%)	2%-4%
IDBI Home Finance	14%	9.75%(Below 20 lacs),10.75%(20 lacs & above)	0.5% of Loan amount + Service Tax(12.36%)	N.A
LIC Housing	13%(for 2 years),14%(for 5 years)	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	0.5%	2%
Dena	N.A	11.25%	0.5%	2%
Union Bank	N.A	11.25%	0.5%	2%
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5%	2%
SBI	upto 5 lacs - 8.50%	upto 20 lacs-9.25%; 20 to 30 lacs-9.75%(for 5 years),10%(for 5-15 years),10.25%(for 15-25 years);30 to 70 lacs-10.25%(for 5 years),10.50%(for 5-15 years),10.75%(for 15-25 years);Above 70 lacs-10.25%(for 5 years),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
ING VYSYA	N.A.	Below 20 lacs - 9.75% ; Above 20 lacs - 10.75%	0.5%	2%
DHFL	N.A	For Salaried 9.75%(below15 lacs) & 10.75%(above 15 lacs),For Self Employed: 10.75%(below 15 lacs),11.75%(above 15 lacs)	0.5%	2%

See the Home Loan Rates for January 09

Best Home Loan Rates January 2009

Best Home Loan Rates January 2009
Bank	Fixed Rate	Floating Rate	Processing Fee	Pre-Closure Charges
IDBI	N.A	9.25%(below 20 lacs) & 10.75%(above 20 lacs)	10000 (upto 20 lacs)	N.A
HDFC	14%(for 1 to 20Yrs)	Upto Rs30Lacs-9.75%(for 1 to 20Yrs),Above 30Lacs-10.75%(for 1 to 20Yrs)	0.5%	2%
AXIS	N.A	9.75%(upto 30 lac),10.50%(till 1 cr),10.75%(above 1 cr) & same as for B/T cases	0.5%	N.A
LIC Housing	13%(for 2 years),14%(for 5 years)	9.25%(Upto 20 lacs for 5 years),9.75%(upto 20 lacs for 6-20 years),11%(above 20 lacs),9.75%(upto 30 lacs),10.75%(30-75 lacs),11.25%(above 75 lacs)	0.5%	2%
State Bank of Hyderabad	N.A	9.25%(up to 20 lacs),9.75%(above 20 lacs)	0.5%	2%-3%
SCB	11.75%	N.A	0.5%	2.5%
Deutsche	N.A	11.75%	0.5%(For selfemployed), 0.25%(for Salaried)	2%
HSBC	N.A	12.5%	0.5%	25% of the Principal amount without penalty & after that 2.5%
ING VYSYA	N.A	10%(upto 20 lacs),10.75%(above 20 lacs)	11236/-	2%
SBI	11.25%(for 10yrs,upto 30lacs),12.25%(for 10yrs,above 30lacs)	9.25%(up to 20 lacs),Upto 30 lacs : 9.75%(for 5 years),10%(for 5-15 years),10.25%(for 15-25 years)	0.5%	N.A
DHFL	N.A	11.25%	0.5%	2%
Union Bank	N.A	11.25%	0.5%	2%
Dena Bank	N.A	11.25%	0.5%	2%
UCO	N.A	11.25%	0.5%	2%
Bank of Baroda	Upto Rs30Lacs-9.50%(Upto 5yrs),9.75%(above 5yrs & upto 10Yrs),10%(above 10Yrs & upto 15Yrs)	Upto Rs30Lacs-8.50%(upto 5yrs),8.75%(above 5yrs & upto 15yrs),9%(above 15yrs & upto 25yrs)	0.35%(upto Rs.20lacs),0.40%(above Rs.20lacs)	N.A
ICICI Bank	16%(for 20yrs & below 20lacs of loan amount)	11%(for 20yrs & below 20lacs of loan amount)	0.5% to 1%	2% on the principal outstanding on full Prepayment

See the Home Loan Rates for Dec 08

Best Home Loans Rates December 08

Best Home Loan Rates December 08
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre-Closure Charges
AXIS BANk	N.A	11%	0.5%	2%
ING VYSYA	N.A	11.5%	0.5%	2%
HDFC	11.25%	11.75%(above 30 lacs)	0.5%	2%
IDBI	12.5%(for 3 years)	10.75%	0.5%	2%
ICICI	15.75%	13.25%	0.5%	2%
SCB	11.75%	12%	0.25%	2%
LIC	11.50%	11.25%	0.5%(above 30 lacs .25%)	2%
Kotak	13% - 14%	N.A	0.5%	2%

See the Home Loan Rates for Nov 08

Best Home Loans Rates November 2008

Best Home Loans Rates November
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre-Closure Charges
AXIS BANK	N.A	11.25%	0.5%	2%
ICICI	13.25%	16.75%	0.5%	2%
ING VYSYA	N.A	11.75%	0.5%	2%
HDFC	11.25%	N.A	0.5%	2%
BHW BIRLA	12%	11.5%	0.5%	2%
CITI FINANCIAL	14.5%	14.5%	0.5%	2%
G.E MONEY	N.A	13.5%	0.5%	2%
IDBI	N.A	11.5%	0.5%	2%
SCB	11.75%	N.A	0.5%	2%
LIC	N.A	Salaried:11.25% Selfemployed:11.50%	0.5%	2%

See the Home Loan Rates for Oct 08

Bank Rates for Home Loans

Home Loan Rates for October 08
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre-Closure Charges
ICICI Bank	14%	Salaried:12% Self-Employed:12.25%	.5%	2%
ING VYSYA Bank	NA	11.5% - 11.75%	.5%	2% upto 1year , No Pre- Closure charges after 1 year
HDFC Bank	Salaried & self-Employed:14.5%	Salaried:11.25% upto 30 lacs, 11.75% above 30 lacs Self-Employed:12%	.5% upto 20 lacs, Rs.11,236/- above 20 lacs	No Prepayment charges if more than 25% of the prepayed else 2% of the amount outstanding
Kotak Bank	NA	13%	.5%	3%
Standard Chartered Bank	NA	11.75%	Rs.5,618/-	2.5%
SBI Bank	12.75%	10.75% - 11.25%	.25%	2%
Birla Home Finance	Salaried & Self-Employed:14.5%	Salaried:11.75% Self-Employed:11.75% - 12%	Salaried: .5% upto 20 lacs, Rs.6,180/- above 20 lacs Self-Employed: .5%	No Prepayment charges if more than 90% of the prepayed else 2% of the amount outstanding
LIC Housing Finance	13% for 2 years , 14% for 5 years	Salaried:11.25% - 11.5% Self-Employed:11.5%	1%	2%

See the Home Loan Rates for Sep 08

Home Loan Rates Sep08

Home Loan Rates Sep08
Bank	Fixed Rate	Floating Rate	Processing Fee
Axis Bank	14%	11.3%	.5% - 1%
ICICI Bank	15.5%	12%	.5%
ING VYSYA Bank	NA	Salaried:11.25% - 11.75% Self-Employed: 12.25%	.5%
IDBI Home Finance	13% for 3 years & 13.25% for 5 years	11.5%	.5%
HDFC Bank	Salaried: 14% Self-Employed: 14%	Salaried: 11.25% Self-Employed: 12%	.5% of Loan amount below 20 lacs & Rs.11,200 above 20 lacs
Citi Financial	15%	14%	2% of Loan amount
Kotak Bank	NA	12.75% - 13%	.5% of Loan amount
Standard Charted Bank	13.5% - 14%	12.25%	.5% - 1.5% of Loan amount
L.I.C.	14%	11.25% - 11.5%	.5% of Loan amount
SBI Bank	12.75% upto 30 lacs upto 10 years; 13.75% above 30 lacs upto 10 years	11.5% - 12% upto 30 lacs; 11.75% - 12.25% above 30 lacs & upto 75 lacs; 11.75% - 12.5% above 75 lacs	.5% of Loan amount

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Best Loan Against Property Rates April 2009

Thu, 04/02/2009 - 06:05 — admin

Do find attached the Loan Against Property Rates (according to our research) for April 2009.

BEST LOAN AGAINST PROPERTY RATES APRIL 2009

Best Loan Against Property Rates 2009
Bank	Floating Rate	Processing Fee	Prepayment Charges
IDBI Ltd.	13.5%	1% of loan amount	Nil ; If Balance Transfer Case - 3%
HDFC Bank	13.5%	1% of loan amount	2.5%
Standard Chartered	13.5%	1% of loan amount	2.5%
Citi Financial	14.5%	1% - 1.5%	5%
ICICI Home Finance	15.5%	1% of loan amount	2% ; For 5 prepayments - no charges upto 90% of amount
Religare	16%	1% (deducted from disbursed amount)	4%
Barclays Bank	13.5%	1% of loan amount	2%

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

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Best Personal Loan rates for Self Employed March 09

Wed, 04/01/2009 - 13:20 — admin

Best Personal Loan rates for Self Employed April 09 We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for April 2009.

BEST PERSONAL LOAN RATES SELF EMPLOYED APRIL 2009

Best Personal Loan Rates Self Employed April 2009
Bank	ROI	Pre Payment Charges	Processing Fees
Barclays Finance	21% - 33%	5%	2%
Citi Bank	21% - 23%	5%	1.5% - 2%
Citi Financial	24%-28%	4%	2%

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

Best Personal Loan rates for Self employed March 09

BEST PERSONAL LOAN RATES SELF EMPLOYED MARCH 2009

Best Personal Loan Rates Self Employed March 2009
Bank	ROI	Pre Payment Charges	Processing Fee
Barclays Finance	21% - 33%	5%	2%
Citi Bank	21% - 23%	5%	1.5% - 2%

Best Personal Loan rates for Self employed februray 09

Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates December 08
Bank	ROI	Pre-Payment Charges	Processing Fees
HDFC	20%	4%	2%
CITI	21% - 22%	5%	2%
ING	21%	5%	2%
ICICI	23%	5%	2%

Best Personal Loan rates for Self employed November 08

Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates November 08
Bank	ROI	Pre-Payment Charges	Processing Fees
ING VYSYA	Professional's - 22% , Non-Professional's - 22%	5%	2%
Barclays	Professional's - 21% , Non-Professional's - 23%	5%	2.25%
ICICI	Professional's - 22% , Non-Professional's - 25%	5%	2%
AXIS	Professionals - 14.3% - 19% , Non-Professionals - 19% - 23%	4%	2%
CITI	Doctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%	5%	1.75%
ABN AMRO	23%-25%	3.5%	2%
KOTAK	23%-25%	3.5%	2%

Best Personal Loan rates for Self employed October 08

Bank PL Rates Self-Employed

Personal Loan Rates for Self-Employed October 08
Bank	ROI	Prepayment Charges	Processing Fees
Citi Bank	Doctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%	5%	1.75%
Barclays Bank	18.5% - 19.5%	5%	2%
Citifinancial	Professional's - 18% , Non-Professional's - 20%	5%	2%
Reliance	Professional's - 17% , Non-Professional's - 20%	3%	2.5%
ING VYSYA Bank	Professional's - 18.5% , Non-Professional's - 20.5%	3%	2%
Axis Bank	Professionals - 14.3% - 19% , Non-Professionals - 19% - 23%	4%	2%
Kotak Bank	Profesional's - 18% - 20% , Non-Professional's - 20% - 25%	5%	2%
HDFC Bank	Professional's - 18% - 24% , Non-Professional's - 15% - 22%	4%	If HDFC A/c holder's - 1.5% else 2%

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Best Personal Loan Rates Salaried April 2009

Wed, 04/01/2009 - 13:14 — admin

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for April 2009.

BEST PERSONAL LOAN RATES SALARIED APRIL 2009

Best Personal Loan Rates Salaried April 2009
Bank	Cat-A ROI	Cat-B ROI	Others	Pre Payment Charges	Processing Fee
HDFC	15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)	18%(for 35,000 & above salary) , 19% (upto 35,000 salary)	21%(for 35,000 & above salary) , 24% (upto 35,000 salary)	4%	0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance	21% - 33%	21% - 33%	21% - 33%	5%	2%
Fullerton	19%-28%	19%-28%	19%-28%	4%	2.5% - 3.5%
Citi Bank	16.5%-18%	18%-20%	19%-21%	5%	2%
ING Vysya	16%-17%	18%-22%	19%-22%	4%	2%
ABN AMRO	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	5%	2%
Citi Financial	16%-18%	18%-24%	-	4%	2%

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

Best Personal Loan rates Salaried March 09

BEST PERSONAL LOAN RATES SALARIED MARCH 2009

Best Personal Loan Rates Salaried March 2009
Bank	Cat-A ROI	Cat-B ROI	Others	Pre Payment Charges	Processing Fee
HDFC	17%	19%	22%-24%	4%	0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance	21%-33%	21%-33%	21%-33%	5%	2%
Fullerton	16%-26%	16%-26%	16%-26%	4%	2.5%-3.5%
Axis Bank	16%	19%	21.5%-23.5%	N.A	2%
Citi Bank	16.5%-18%	18%-20%	19%-21%	5%	2%
ING Vysya	16%-17%	16%-17%	19%-22%	4%	2%
ABN Amro	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	5%	2%

Best Personal Loan rates Salaried February 09

BEST PERSONAL LOAN RATES FOR SALARIED FEB 2009

Best Personal Loan Rates salaried Feb 2009
Bank	CAT A ROI	CAT B ROI	Others	Pre Payment Charges	Processing Fees
HDFC	Super Cat A : 15.5%, Cat A : 17%	19%	22%	5%	2%
Kotak	17.75%	18.75% - 19%	21%	5%	2.5%
Barclays Finance	20% - 30%	20% - 30%	20% - 30%	5%	1% - 2%
Citi	16.5% - 18%	18% - 20%	19% - 21%	5%	2%
Citi Financial	20%	20%	24%	5%	2%
ING Vysya	16%	18% - 19.5%	23%	4%	2%

Best Personal Loan rates Salaried January 09

Best Personal Loan Rates Salaried January 2009

Salaried Personal Loan Rates January 2009
Bank	Cat-A ROI	Cat-B ROI	Others	Pre Payment Charges	Processing Fee
HDFC	15.5%-17%	19%	22%	5%	2%
AXIS	16%	19%	21.5%-23.5%	Nil	2%
Citi Financial	20%	20%	24%	5%	2%
ING Vysya	16%-17%	20%	23%	5%	2%

Best Personal Loan rates Salaried December 08

Best Personal Loan Rates Salaried December 08

Salaried Personal Loan Rates December 08
Bank	CAT- A ROI	CAT- B ROI	Others	Pre-Payment Charges	Processing Fees
HDFC	14.75% -17%	19%	22% - 24%	4%	2% , If Salaried a/c in HDFC : 1.5%
BARCLAYS FINANCE	18-20%	20-22%	23%	5%	1-2%
CITI	16.5%	17% - 18.5%	18% - 21%	5%	1.5% for CAT-A, 2% for others
ICICI	18%	20%	23%	5%	2%
CITIFINANCIAL	18%	18% - 19%	20% & above	5%	2%
AXIS	Super Cat-A : 14.5% , Cat-A : 16%	18%	21% - 22%	N.A.	2%
ING VYSYA	16%	17.5%	21%	5%	2%

Best Personal Loan rates Salaried November 08

Best Personal Loan Rates Salaried November 08

Salaried Personal Loan Rates November 08
Bank	CAT- A ROI	CAT- B ROI	Pre-Payment Charges	Processing Fees
ING VYSYSA	16.5%	18.5%	5%	2%
Barclays	21%	23%	5%	2.25%
ICICI	18.5%	19.5%	5%	2%
Axis	Super Cat-A : 14.5% , Cat-A : 16%	19%	4%	2%
CITI	16-17%	16.5-18%	5%	1.75%
ABN AMRO	16%-17%	18%-20%q	3.5%	2%
KOTAK	16%-17%	18%-20%	3.5%	2%

Best Personal Loan rates Salaried October 08

Bank PL Rates Salaried

Salaried Personal Loan Rates October 08
Bank	CAT- A ROI	CAT- B ROI	Pre-Payment Charges	Processing Fees
Citi Bank	16-17%	16.5-18%	5%	1.75%
Citifinancial	18%	20% - 25%	5%	2%
Reliance	16% - 18%	18% - 20%	3%	2.5%
ING VYSYA	16.5%	18.5% - 20.5%	5%	2%
Axis Bank	Super Cat-A : 14.5% , Cat-A : 16%	19%	4%	2%
Barclays Bank	17%	18%	5%	2%
Kotak Bank	16% - 17%	18% - 20%	5%	2.25%
HDFC Bank	Super Cat-A : 14.75% , Cat-A : 17%	19%	4%	2%
ICICI Bank	15.5%	18%	5%	2%

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Best Home Loan Rates April 2009

Wed, 04/01/2009 - 13:05 — admin

Do find attached the Home Loan rates (according to our research) for April 2009.

BEST HOME LOAN RATES APRIL 2009

Best Home loan Rates April 2009
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre Payment Charges
LIC Housing Finance	12.25%	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	1%	2%
HDFC	N.A	Salaried & Self Employed Professionals:9.5%(upto 30 lacs),10.5%(above 30 lacs) ; For Self Employed : 9.75%(up to 30 lacs) 10.75%(above 30 lacs)	Rs.10000/- or 0.5% of loan amount(whichever is lesser) + Service Tax	If 25% of outstanding amount is paid every year till 3 years - No penalty, otherwise 2% of outstanding amount
DHFL	N.A	For Salaried 9.75%(below15 lacs) & 10.75%(above 15 lacs),For Self Employed: 10.75%(below 15 lacs),11.75%(above 15 lacs)	1%	5%(upto 5 years),2%(above 5 years),If balance transfer 3%
ING Vysya	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5%	N.A
Deutsche	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5% of Loan amount + Rs.500 + Service Tax(10.30%)	2%-4%
Union Bank	N.A	10.75%	0.5%	2%
IDBI Bank Ltd.	N.A	9.25%(less than 20 lacs),10.75% (above 20 lacs)	9.25%(less than 20 lacs),10.75% (above 20 lacs)	N.A
SBI	upto 5 lacs - 8.50%	8%(for 1 year);upto 20 lacs-9.25%;20 to 30 lacs-9.75%(for 5 yrs),10%(for 5-15 yrs),10.25%(for 15-25 yrs);30 to 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 yrs),10.75%(for 15-25 yrs);Above 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
Barclays Bank	N.A	10%(up to 20 lacs),10.5%(above 20 lacs)	0.25%	2%
Dena	N.A	11.75%	0.5%	2%
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5%	2%
ICICI Home Finance	N.A	upto 20 lacs - 9.75%, Above 20 lacs to 30 lacs - 10.00%, Above 30 lacs - 11.50%	0.5%	2%(Full payment), No Penalty (Part Payment)
ICICI Bank Ltd	16%	Upto 20 lacs - 11.25%, Above 20 lacs - 12.75%	0.5%	2%
Kotak	N.A	Salaried:11% - 11.5% ; Semp:11.5% - 12%	0.5%	2%
Axis Bank	N.A	9.75%(up to 30 lacs),10.50%(up to 1 crore),10.75%(above 1 crore)	0.50%	N.A
Citi Bank	N.A	10.75%-11.25%	0.25%-0.5%	2%-4%
Federal Bank	N.A	10%	0.5%	2%
Standard Chartered Bank	N.A.	9.5% - 10%	.25% - .5% of loan amount	2%

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

See the Home Loan Rates for March 09

BEST HOME LOAN RATES MARCH 2009

Best Home Loan Rates 2009
Bank	Fixed Rate	Floating Rate	Processing Fee	Pre Payment Charges
DHFL	N.A	For Salaried 9.75%(below15 lacs) & 10.75%(above 15 lacs),For Self Employed: 10.75%(below 15 lacs),11.75%(above 15 lacs)	1%	5%(upto 5 years),2%(above 5 years),If balance transfer 3%
LIC Housing Finance	12.25%	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	1%	2%
HDFC	N.A	Salaried & Self Employed Professionals:9.5%(upto 30 lacs),10.5%(above 30 lacs) ; Self Employed Non-Professionals: 10% (Upto 30 Lacs), 11% (Above 30 Lacs)	Rs.10000/- or 0.5% of loan amount(whichever is lesser) + Service Tax	If 25% of outstanding amount is paid every year till 3 years - No penalty, otherwise 2% of outstanding amount
ING Vysya	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5%	N.A
Deutsche	N.A	9.75%(Below 20 lacs),10.25%(20-30 lacs),10.95%(30 lacs & above)	0.5% of Loan amount + Rs.500 + Service Tax(12.36%)	2%-4%
Union Bank	N.A	10.75%	0.5%	2%
IDBI Bank Ltd.	N.A	9.25%(less than 20 lacs),10.75% (above 20 lacs)	10000 upto 20 lacs	N.A
SBI	upto 5 lacs - 8.50%	8%(for 1 year);upto 20 lacs-9.25%;20 to 30 lacs-9.75%(for 5 yrs),10%(for 5-15 yrs),10.25%(for 15-25 yrs);30 to 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 yrs),10.75%(for 15-25 yrs);Above 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
Dena	N.A	11.75%	0.5%	2%
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5%	2%
ICICI Home Finance	-	upto 20 lacs - 9.75%, Above 20 lacs to 30 lacs - 10.00%, Above 30 lacs - 11.50%	0.5%	2%(Full payment), No Penalty (Part Payment)
ICICI Bank Ltd.	16%	Upto 20 lacs - 11.25%, Above 20 lacs - 12.75%	.5%	2%
Kotak	-	Salaried:11% - 11.5% ; Semp:11.5% - 12%	0.5%	2%

See the Home Loan Rates for January 09

BEST HOME LOAN RATES FEB 2009

Best Home Loan Rates FEB 2009
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre Closure Charges
IDBI Bank	N.A	9.25%(less than 20 lacs),10.75% (above 20 lacs)	10000 upto 20 lacs	N.A
AXIS	N.A	9.75%(upto 30 lac),10.50%(till 1 cr),10.75%(above 1 cr) & same as for B/T cases	0.5%	N.A
HDFC	14%(for 1 to 20Yrs)	Upto Rs30Lacs-9.75%(for 1 to 20Yrs),Above 30Lacs-10.75%(for 1 to 20Yrs)	0.5%	2%
Deutsche	N.A	9.75%(Below 20 lacs),10.25%(20-30 lacs),10.95%(30 lacs & above)	0.5% of Loan amount + Rs.500 + Service Tax(12.36%)	2%-4%
IDBI Home Finance	14%	9.75%(Below 20 lacs),10.75%(20 lacs & above)	0.5% of Loan amount + Service Tax(12.36%)	N.A
LIC Housing	13%(for 2 years),14%(for 5 years)	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	0.5%	2%
Dena	N.A	11.25%	0.5%	2%
Union Bank	N.A	11.25%	0.5%	2%
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5%	2%
SBI	upto 5 lacs - 8.50%	upto 20 lacs-9.25%; 20 to 30 lacs-9.75%(for 5 years),10%(for 5-15 years),10.25%(for 15-25 years);30 to 70 lacs-10.25%(for 5 years),10.50%(for 5-15 years),10.75%(for 15-25 years);Above 70 lacs-10.25%(for 5 years),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
ING VYSYA	N.A.	Below 20 lacs - 9.75% ; Above 20 lacs - 10.75%	0.5%	2%
DHFL	N.A	For Salaried 9.75%(below15 lacs) & 10.75%(above 15 lacs),For Self Employed: 10.75%(below 15 lacs),11.75%(above 15 lacs)	0.5%	2%

See the Home Loan Rates for January 09

Best Home Loan Rates January 2009

Best Home Loan Rates January 2009
Bank	Fixed Rate	Floating Rate	Processing Fee	Pre-Closure Charges
IDBI	N.A	9.25%(below 20 lacs) & 10.75%(above 20 lacs)	10000 (upto 20 lacs)	N.A
HDFC	14%(for 1 to 20Yrs)	Upto Rs30Lacs-9.75%(for 1 to 20Yrs),Above 30Lacs-10.75%(for 1 to 20Yrs)	0.5%	2%
AXIS	N.A	9.75%(upto 30 lac),10.50%(till 1 cr),10.75%(above 1 cr) & same as for B/T cases	0.5%	N.A
LIC Housing	13%(for 2 years),14%(for 5 years)	9.25%(Upto 20 lacs for 5 years),9.75%(upto 20 lacs for 6-20 years),11%(above 20 lacs),9.75%(upto 30 lacs),10.75%(30-75 lacs),11.25%(above 75 lacs)	0.5%	2%
State Bank of Hyderabad	N.A	9.25%(up to 20 lacs),9.75%(above 20 lacs)	0.5%	2%-3%
SCB	11.75%	N.A	0.5%	2.5%
Deutsche	N.A	11.75%	0.5%(For selfemployed), 0.25%(for Salaried)	2%
HSBC	N.A	12.5%	0.5%	25% of the Principal amount without penalty & after that 2.5%
ING VYSYA	N.A	10%(upto 20 lacs),10.75%(above 20 lacs)	11236/-	2%
SBI	11.25%(for 10yrs,upto 30lacs),12.25%(for 10yrs,above 30lacs)	9.25%(up to 20 lacs),Upto 30 lacs : 9.75%(for 5 years),10%(for 5-15 years),10.25%(for 15-25 years)	0.5%	N.A
DHFL	N.A	11.25%	0.5%	2%
Union Bank	N.A	11.25%	0.5%	2%
Dena Bank	N.A	11.25%	0.5%	2%
UCO	N.A	11.25%	0.5%	2%
Bank of Baroda	Upto Rs30Lacs-9.50%(Upto 5yrs),9.75%(above 5yrs & upto 10Yrs),10%(above 10Yrs & upto 15Yrs)	Upto Rs30Lacs-8.50%(upto 5yrs),8.75%(above 5yrs & upto 15yrs),9%(above 15yrs & upto 25yrs)	0.35%(upto Rs.20lacs),0.40%(above Rs.20lacs)	N.A
ICICI Bank	16%(for 20yrs & below 20lacs of loan amount)	11%(for 20yrs & below 20lacs of loan amount)	0.5% to 1%	2% on the principal outstanding on full Prepayment

See the Home Loan Rates for Dec 08

Best Home Loans Rates December 08

Best Home Loan Rates December 08
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre-Closure Charges
AXIS BANk	N.A	11%	0.5%	2%
ING VYSYA	N.A	11.5%	0.5%	2%
HDFC	11.25%	11.75%(above 30 lacs)	0.5%	2%
IDBI	12.5%(for 3 years)	10.75%	0.5%	2%
ICICI	15.75%	13.25%	0.5%	2%
SCB	11.75%	12%	0.25%	2%
LIC	11.50%	11.25%	0.5%(above 30 lacs .25%)	2%
Kotak	13% - 14%	N.A	0.5%	2%

See the Home Loan Rates for Nov 08

Best Home Loans Rates November 2008

Best Home Loans Rates November
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre-Closure Charges
AXIS BANK	N.A	11.25%	0.5%	2%
ICICI	13.25%	16.75%	0.5%	2%
ING VYSYA	N.A	11.75%	0.5%	2%
HDFC	11.25%	N.A	0.5%	2%
BHW BIRLA	12%	11.5%	0.5%	2%
CITI FINANCIAL	14.5%	14.5%	0.5%	2%
G.E MONEY	N.A	13.5%	0.5%	2%
IDBI	N.A	11.5%	0.5%	2%
SCB	11.75%	N.A	0.5%	2%
LIC	N.A	Salaried:11.25% Selfemployed:11.50%	0.5%	2%

See the Home Loan Rates for Oct 08

Bank Rates for Home Loans

Home Loan Rates for October 08
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre-Closure Charges
ICICI Bank	14%	Salaried:12% Self-Employed:12.25%	.5%	2%
ING VYSYA Bank	NA	11.5% - 11.75%	.5%	2% upto 1year , No Pre- Closure charges after 1 year
HDFC Bank	Salaried & self-Employed:14.5%	Salaried:11.25% upto 30 lacs, 11.75% above 30 lacs Self-Employed:12%	.5% upto 20 lacs, Rs.11,236/- above 20 lacs	No Prepayment charges if more than 25% of the prepayed else 2% of the amount outstanding
Kotak Bank	NA	13%	.5%	3%
Standard Chartered Bank	NA	11.75%	Rs.5,618/-	2.5%
SBI Bank	12.75%	10.75% - 11.25%	.25%	2%
Birla Home Finance	Salaried & Self-Employed:14.5%	Salaried:11.75% Self-Employed:11.75% - 12%	Salaried: .5% upto 20 lacs, Rs.6,180/- above 20 lacs Self-Employed: .5%	No Prepayment charges if more than 90% of the prepayed else 2% of the amount outstanding
LIC Housing Finance	13% for 2 years , 14% for 5 years	Salaried:11.25% - 11.5% Self-Employed:11.5%	1%	2%

See the Home Loan Rates for Sep 08

Home Loan Rates Sep08

Home Loan Rates Sep08
Bank	Fixed Rate	Floating Rate	Processing Fee
Axis Bank	14%	11.3%	.5% - 1%
ICICI Bank	15.5%	12%	.5%
ING VYSYA Bank	NA	Salaried:11.25% - 11.75% Self-Employed: 12.25%	.5%
IDBI Home Finance	13% for 3 years & 13.25% for 5 years	11.5%	.5%
HDFC Bank	Salaried: 14% Self-Employed: 14%	Salaried: 11.25% Self-Employed: 12%	.5% of Loan amount below 20 lacs & Rs.11,200 above 20 lacs
Citi Financial	15%	14%	2% of Loan amount
Kotak Bank	NA	12.75% - 13%	.5% of Loan amount
Standard Charted Bank	13.5% - 14%	12.25%	.5% - 1.5% of Loan amount
L.I.C.	14%	11.25% - 11.5%	.5% of Loan amount
SBI Bank	12.75% upto 30 lacs upto 10 years; 13.75% above 30 lacs upto 10 years	11.5% - 12% upto 30 lacs; 11.75% - 12.25% above 30 lacs & upto 75 lacs; 11.75% - 12.5% above 75 lacs	.5% of Loan amount

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DEBT CONSOLIDATION

Sat, 03/28/2009 - 10:42 — anika

Debt consolidation is replacement of multiple loans with a single loan, often with a lower monthly payment and a longer repayment period. It's also called a consolidation loan.

Debt consolidation are of two type- secured debt consolidation and unsecured debt consolidation.

Apply for a home loan now!!

Fri, 03/27/2009 - 09:40 — Mildred

At deal4loans get comparative rates on home loans.Also a hassle free way of applying for a loan. Just log on to our website deal4loans.com

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Is cheque repayment better or ECS ?

Mon, 03/16/2009 - 11:08 — Mildred

Once you apply for a loan and fill in the form , the bank normally gives you two options to make a repayment either through (electronic clearing systems ) ECS or a cheque payment. Customers normally choose an ECS payment as it is hassle free. An ECS payment is done by the bank . It is a transfer of payment from one bank to another without the involvement of the customer.

Missed a loan repayment?

Fri, 03/06/2009 - 10:06 — Mildred

We may miss our loan repayment at times due to unavoidable circumstances , like an unexpected medical expense may come up, loss of job , or any other unforeseen situation. Due to this default our credit rating gets affected. And in future availing of any kind of loan or credit card can be difficult.

Best Home Loan Rates March 2009

Wed, 03/04/2009 - 05:22 — admin

Do find attached the Home Loan rates (according to our research) for March 2009.

BEST HOME LOAN RATES MARCH 2009

Best Home Loan Rates 2009
Bank	Fixed Rate	Floating Rate	Processing Fee	Pre Payment Charges
DHFL	N.A	For Salaried 9.75%(below15 lacs) & 10.75%(above 15 lacs),For Self Employed: 10.75%(below 15 lacs),11.75%(above 15 lacs)	1%	5%(upto 5 years),2%(above 5 years),If balance transfer 3%
LIC Housing Finance	12.25%	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	1%	2%
HDFC	N.A	Salaried & Self Employed Professionals:9.5%(upto 30 lacs),10.5%(above 30 lacs) ; Self Employed Non-Professionals: 10% (Upto 30 Lacs), 11% (Above 30 Lacs)	Rs.10000/- or 0.5% of loan amount(whichever is lesser) + Service Tax	If 25% of outstanding amount is paid every year till 3 years - No penalty, otherwise 2% of outstanding amount
ING Vysya	N.A	9.75%(Upto 20 lacs),10.5%(Above 20 lacs to 30 lacs),10.75%(above 30 lacs)	0.5%	N.A
Deutsche	N.A	9.75%(Below 20 lacs),10.25%(20-30 lacs),10.95%(30 lacs & above)	0.5% of Loan amount + Rs.500 + Service Tax(12.36%)	2%-4%
Union Bank	N.A	10.75%	0.5%	2%
IDBI Bank Ltd.	N.A	9.25%(less than 20 lacs),10.75% (above 20 lacs)	10000 upto 20 lacs	N.A
SBI	upto 5 lacs - 8.50%	8%(for 1 year);upto 20 lacs-9.25%;20 to 30 lacs-9.75%(for 5 yrs),10%(for 5-15 yrs),10.25%(for 15-25 yrs);30 to 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 yrs),10.75%(for 15-25 yrs);Above 70 lacs-10.25%(for 5 yrs),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
Dena	N.A	11.75%	0.5%	2%
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5%	2%
ICICI Home Finance	-	upto 20 lacs - 9.75%, Above 20 lacs to 30 lacs - 10.00%, Above 30 lacs - 11.50%	0.5%	2%(Full payment), No Penalty (Part Payment)
ICICI Bank Ltd.	16%	Upto 20 lacs - 11.25%, Above 20 lacs - 12.75%	.5%	2%
Kotak	-	Salaried:11% - 11.5% ; Semp:11.5% - 12%	0.5%	2%

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

See the Home Loan Rates for February 09

BEST HOME LOAN RATES FEB 2009

Best Home Loan Rates FEB 2009
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre Closure Charges
IDBI Bank	N.A	9.25%(less than 20 lacs),10.75% (above 20 lacs)	10000 upto 20 lacs	N.A
AXIS	N.A	9.75%(upto 30 lac),10.50%(till 1 cr),10.75%(above 1 cr) & same as for B/T cases	0.5%	N.A
HDFC	14%(for 1 to 20Yrs)	Upto Rs30Lacs-9.75%(for 1 to 20Yrs),Above 30Lacs-10.75%(for 1 to 20Yrs)	0.5%	2%
Deutsche	N.A	9.75%(Below 20 lacs),10.25%(20-30 lacs),10.95%(30 lacs & above)	0.5% of Loan amount + Rs.500 + Service Tax(12.36%)	2%-4%
IDBI Home Finance	14%	9.75%(Below 20 lacs),10.75%(20 lacs & above)	0.5% of Loan amount + Service Tax(12.36%)	N.A
LIC Housing	13%(for 2 years),14%(for 5 years)	8.75%(Upto 30 lacs),9.75%(Above 30 lacs to 75 lacs),10.75%(above 75 lacs to 1.5 crores),	0.5%	2%
Dena	N.A	11.25%	0.5%	2%
Union Bank	N.A	11.25%	0.5%	2%
PNB	Below 20 lacs -9.25%(for 5 years),10%(for 10 years),10.50%(for 20 years),10.75%(for 25 years) ; Above 20 lacs - 10%(for 5 years),10.25%(for 10 years),10.75%(for 20 years),11%(for 25 years)	Below 20 lacs -9%(for 5 years),9.25%(for 10 years),9.50%(for 20 years),9.75%(for 25 years) ; Above 20 lacs - 9.75%(for 5 years - 10 years),10%(for 20 years),10.25%(for 25 years)	0.5%	2%
SBI	upto 5 lacs - 8.50%	upto 20 lacs-9.25%; 20 to 30 lacs-9.75%(for 5 years),10%(for 5-15 years),10.25%(for 15-25 years);30 to 70 lacs-10.25%(for 5 years),10.50%(for 5-15 years),10.75%(for 15-25 years);Above 70 lacs-10.25%(for 5 years),10.50%(for 5-15 years),11%(for 15-25 years)	0.5%	2%
ING VYSYA	N.A.	Below 20 lacs - 9.75% ; Above 20 lacs - 10.75%	0.5%	2%
DHFL	N.A	For Salaried 9.75%(below15 lacs) & 10.75%(above 15 lacs),For Self Employed: 10.75%(below 15 lacs),11.75%(above 15 lacs)	0.5%	2%

See the Home Loan Rates for January 09

Best Home Loan Rates January 2009

Best Home Loan Rates January 2009
Bank	Fixed Rate	Floating Rate	Processing Fee	Pre-Closure Charges
IDBI	N.A	9.25%(below 20 lacs) & 10.75%(above 20 lacs)	10000 (upto 20 lacs)	N.A
HDFC	14%(for 1 to 20Yrs)	Upto Rs30Lacs-9.75%(for 1 to 20Yrs),Above 30Lacs-10.75%(for 1 to 20Yrs)	0.5%	2%
AXIS	N.A	9.75%(upto 30 lac),10.50%(till 1 cr),10.75%(above 1 cr) & same as for B/T cases	0.5%	N.A
LIC Housing	13%(for 2 years),14%(for 5 years)	9.25%(Upto 20 lacs for 5 years),9.75%(upto 20 lacs for 6-20 years),11%(above 20 lacs),9.75%(upto 30 lacs),10.75%(30-75 lacs),11.25%(above 75 lacs)	0.5%	2%
State Bank of Hyderabad	N.A	9.25%(up to 20 lacs),9.75%(above 20 lacs)	0.5%	2%-3%
SCB	11.75%	N.A	0.5%	2.5%
Deutsche	N.A	11.75%	0.5%(For selfemployed), 0.25%(for Salaried)	2%
HSBC	N.A	12.5%	0.5%	25% of the Principal amount without penalty & after that 2.5%
ING VYSYA	N.A	10%(upto 20 lacs),10.75%(above 20 lacs)	11236/-	2%
SBI	11.25%(for 10yrs,upto 30lacs),12.25%(for 10yrs,above 30lacs)	9.25%(up to 20 lacs),Upto 30 lacs : 9.75%(for 5 years),10%(for 5-15 years),10.25%(for 15-25 years)	0.5%	N.A
DHFL	N.A	11.25%	0.5%	2%
Union Bank	N.A	11.25%	0.5%	2%
Dena Bank	N.A	11.25%	0.5%	2%
UCO	N.A	11.25%	0.5%	2%
Bank of Baroda	Upto Rs30Lacs-9.50%(Upto 5yrs),9.75%(above 5yrs & upto 10Yrs),10%(above 10Yrs & upto 15Yrs)	Upto Rs30Lacs-8.50%(upto 5yrs),8.75%(above 5yrs & upto 15yrs),9%(above 15yrs & upto 25yrs)	0.35%(upto Rs.20lacs),0.40%(above Rs.20lacs)	N.A
ICICI Bank	16%(for 20yrs & below 20lacs of loan amount)	11%(for 20yrs & below 20lacs of loan amount)	0.5% to 1%	2% on the principal outstanding on full Prepayment

See the Home Loan Rates for Dec 08

Best Home Loans Rates December 08

Best Home Loan Rates December 08
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre-Closure Charges
AXIS BANk	N.A	11%	0.5%	2%
ING VYSYA	N.A	11.5%	0.5%	2%
HDFC	11.25%	11.75%(above 30 lacs)	0.5%	2%
IDBI	12.5%(for 3 years)	10.75%	0.5%	2%
ICICI	15.75%	13.25%	0.5%	2%
SCB	11.75%	12%	0.25%	2%
LIC	11.50%	11.25%	0.5%(above 30 lacs .25%)	2%
Kotak	13% - 14%	N.A	0.5%	2%

See the Home Loan Rates for Nov 08

Best Home Loans Rates November 2008

Best Home Loans Rates November
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre-Closure Charges
AXIS BANK	N.A	11.25%	0.5%	2%
ICICI	13.25%	16.75%	0.5%	2%
ING VYSYA	N.A	11.75%	0.5%	2%
HDFC	11.25%	N.A	0.5%	2%
BHW BIRLA	12%	11.5%	0.5%	2%
CITI FINANCIAL	14.5%	14.5%	0.5%	2%
G.E MONEY	N.A	13.5%	0.5%	2%
IDBI	N.A	11.5%	0.5%	2%
SCB	11.75%	N.A	0.5%	2%
LIC	N.A	Salaried:11.25% Selfemployed:11.50%	0.5%	2%

See the Home Loan Rates for Oct 08

Bank Rates for Home Loans

Home Loan Rates for October 08
Bank	Fixed Rate	Floating Rate	Processing Fees	Pre-Closure Charges
ICICI Bank	14%	Salaried:12% Self-Employed:12.25%	.5%	2%
ING VYSYA Bank	NA	11.5% - 11.75%	.5%	2% upto 1year , No Pre- Closure charges after 1 year
HDFC Bank	Salaried & self-Employed:14.5%	Salaried:11.25% upto 30 lacs, 11.75% above 30 lacs Self-Employed:12%	.5% upto 20 lacs, Rs.11,236/- above 20 lacs	No Prepayment charges if more than 25% of the prepayed else 2% of the amount outstanding
Kotak Bank	NA	13%	.5%	3%
Standard Chartered Bank	NA	11.75%	Rs.5,618/-	2.5%
SBI Bank	12.75%	10.75% - 11.25%	.25%	2%
Birla Home Finance	Salaried & Self-Employed:14.5%	Salaried:11.75% Self-Employed:11.75% - 12%	Salaried: .5% upto 20 lacs, Rs.6,180/- above 20 lacs Self-Employed: .5%	No Prepayment charges if more than 90% of the prepayed else 2% of the amount outstanding
LIC Housing Finance	13% for 2 years , 14% for 5 years	Salaried:11.25% - 11.5% Self-Employed:11.5%	1%	2%

See the Home Loan Rates for Sep 08

Home Loan Rates Sep08

Home Loan Rates Sep08
Bank	Fixed Rate	Floating Rate	Processing Fee
Axis Bank	14%	11.3%	.5% - 1%
ICICI Bank	15.5%	12%	.5%
ING VYSYA Bank	NA	Salaried:11.25% - 11.75% Self-Employed: 12.25%	.5%
IDBI Home Finance	13% for 3 years & 13.25% for 5 years	11.5%	.5%
HDFC Bank	Salaried: 14% Self-Employed: 14%	Salaried: 11.25% Self-Employed: 12%	.5% of Loan amount below 20 lacs & Rs.11,200 above 20 lacs
Citi Financial	15%	14%	2% of Loan amount
Kotak Bank	NA	12.75% - 13%	.5% of Loan amount
Standard Charted Bank	13.5% - 14%	12.25%	.5% - 1.5% of Loan amount
L.I.C.	14%	11.25% - 11.5%	.5% of Loan amount
SBI Bank	12.75% upto 30 lacs upto 10 years; 13.75% above 30 lacs upto 10 years	11.5% - 12% upto 30 lacs; 11.75% - 12.25% above 30 lacs & upto 75 lacs; 11.75% - 12.5% above 75 lacs	.5% of Loan amount

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Best Personal Loan rates for Self Employed March 09

Tue, 03/03/2009 - 10:46 — admin

Best Personal Loan rates for Self Employed December 08 We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for March 2009.

BEST PERSONAL LOAN RATES SELF EMPLOYED MARCH 2009

Best Personal Loan Rates Self Employed March 2009
Bank	ROI	Pre Payment Charges	Processing Fee
Barclays Finance	21% - 33%	5%	2%
Citi Bank	21% - 23%	5%	1.5% - 2%

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

Best Personal Loan rates for Self employed March 09

Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates December 08
Bank	ROI	Pre-Payment Charges	Processing Fees
HDFC	20%	4%	2%
CITI	21% - 22%	5%	2%
ING	21%	5%	2%
ICICI	23%	5%	2%

Best Personal Loan rates for Self employed November 08

Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates November 08
Bank	ROI	Pre-Payment Charges	Processing Fees
ING VYSYA	Professional's - 22% , Non-Professional's - 22%	5%	2%
Barclays	Professional's - 21% , Non-Professional's - 23%	5%	2.25%
ICICI	Professional's - 22% , Non-Professional's - 25%	5%	2%
AXIS	Professionals - 14.3% - 19% , Non-Professionals - 19% - 23%	4%	2%
CITI	Doctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%	5%	1.75%
ABN AMRO	23%-25%	3.5%	2%
KOTAK	23%-25%	3.5%	2%

Best Personal Loan rates for Self employed October 08

Bank PL Rates Self-Employed

Personal Loan Rates for Self-Employed October 08
Bank	ROI	Prepayment Charges	Processing Fees
Citi Bank	Doctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%	5%	1.75%
Barclays Bank	18.5% - 19.5%	5%	2%
Citifinancial	Professional's - 18% , Non-Professional's - 20%	5%	2%
Reliance	Professional's - 17% , Non-Professional's - 20%	3%	2.5%
ING VYSYA Bank	Professional's - 18.5% , Non-Professional's - 20.5%	3%	2%
Axis Bank	Professionals - 14.3% - 19% , Non-Professionals - 19% - 23%	4%	2%
Kotak Bank	Profesional's - 18% - 20% , Non-Professional's - 20% - 25%	5%	2%
HDFC Bank	Professional's - 18% - 24% , Non-Professional's - 15% - 22%	4%	If HDFC A/c holder's - 1.5% else 2%

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Best Personal Loan Rates Salaried March 2009

Tue, 03/03/2009 - 10:41 — admin

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for March 2009.

BEST PERSONAL LOAN RATES SALARIED MARCH 2009

Best Personal Loan Rates Salaried March 2009
Bank	Cat-A ROI	Cat-B ROI	Others	Pre Payment Charges	Processing Fee
HDFC	17%	19%	22%-24%	4%	0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance	21%-33%	21%-33%	21%-33%	5%	2%
Fullerton	16%-26%	16%-26%	16%-26%	4%	2.5%-3.5%
Axis Bank	16%	19%	21.5%-23.5%	N.A	2%
Citi Bank	16.5%-18%	18%-20%	19%-21%	5%	2%
ING Vysya	16%-17%	16%-17%	19%-22%	4%	2%
ABN Amro	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	15.5% (Salary account), 18% (Non Salary account)	5%	2%

Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

Best Personal Loan rates Salaried February 09

BEST PERSONAL LOAN RATES FOR SALARIED FEB 2009

Best Personal Loan Rates salaried Feb 2009
Bank	CAT A ROI	CAT B ROI	Others	Pre Payment Charges	Processing Fees
HDFC	Super Cat A : 15.5%, Cat A : 17%	19%	22%	5%	2%
Kotak	17.75%	18.75% - 19%	21%	5%	2.5%
Barclays Finance	20% - 30%	20% - 30%	20% - 30%	5%	1% - 2%
Citi	16.5% - 18%	18% - 20%	19% - 21%	5%	2%
Citi Financial	20%	20%	24%	5%	2%
ING Vysya	16%	18% - 19.5%	23%	4%	2%

Best Personal Loan rates Salaried January 09

Best Personal Loan Rates Salaried January 2009

Salaried Personal Loan Rates January 2009
Bank	Cat-A ROI	Cat-B ROI	Others	Pre Payment Charges	Processing Fee
HDFC	15.5%-17%	19%	22%	5%	2%
AXIS	16%	19%	21.5%-23.5%	Nil	2%
Citi Financial	20%	20%	24%	5%	2%
ING Vysya	16%-17%	20%	23%	5%	2%

Best Personal Loan rates Salaried December 08

Best Personal Loan Rates Salaried December 08

Salaried Personal Loan Rates December 08
Bank	CAT- A ROI	CAT- B ROI	Others	Pre-Payment Charges	Processing Fees
HDFC	14.75% -17%	19%	22% - 24%	4%	2% , If Salaried a/c in HDFC : 1.5%
BARCLAYS FINANCE	18-20%	20-22%	23%	5%	1-2%
CITI	16.5%	17% - 18.5%	18% - 21%	5%	1.5% for CAT-A, 2% for others
ICICI	18%	20%	23%	5%	2%
CITIFINANCIAL	18%	18% - 19%	20% & above	5%	2%
AXIS	Super Cat-A : 14.5% , Cat-A : 16%	18%	21% - 22%	N.A.	2%
ING VYSYA	16%	17.5%	21%	5%	2%

Best Personal Loan rates Salaried November 08

Best Personal Loan Rates Salaried November 08

Salaried Personal Loan Rates November 08
Bank	CAT- A ROI	CAT- B ROI	Pre-Payment Charges	Processing Fees
ING VYSYSA	16.5%	18.5%	5%	2%
Barclays	21%	23%	5%	2.25%
ICICI	18.5%	19.5%	5%	2%
Axis	Super Cat-A : 14.5% , Cat-A : 16%	19%	4%	2%
CITI	16-17%	16.5-18%	5%	1.75%
ABN AMRO	16%-17%	18%-20%q	3.5%	2%
KOTAK	16%-17%	18%-20%	3.5%	2%

Best Personal Loan rates Salaried October 08

Bank PL Rates Salaried

Salaried Personal Loan Rates October 08
Bank	CAT- A ROI	CAT- B ROI	Pre-Payment Charges	Processing Fees
Citi Bank	16-17%	16.5-18%	5%	1.75%
Citifinancial	18%	20% - 25%	5%	2%
Reliance	16% - 18%	18% - 20%	3%	2.5%
ING VYSYA	16.5%	18.5% - 20.5%	5%	2%
Axis Bank	Super Cat-A : 14.5% , Cat-A : 16%	19%	4%	2%
Barclays Bank	17%	18%	5%	2%
Kotak Bank	16% - 17%	18% - 20%	5%	2.25%
HDFC Bank	Super Cat-A : 14.75% , Cat-A : 17%	19%	4%	2%
ICICI Bank	15.5%	18%	5%	2%

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Applying for a credit card?

Fri, 02/27/2009 - 10:26 — Mildred

When applying for a credit card following are the details to be noted:-

Balance Transfer on Home loan

Fri, 02/20/2009 - 10:34 — Mildred

As the interest rates on home loans have been reduced borrowers are planning to switch their existing home loans to banks where the rates are lower. Although this balance transfer option seems attractive, one has to first check out the charges while transferring the loan. Since there would be a penalty charge from your existing bankers as well as the new bank will levy a processing fee too.

Top-up Loan

Fri, 02/20/2009 - 06:54 — Mildred

Top-up loan on a home loan