Have fun @ Deal4Loans while testing your Loans Knowledge.
Play our two quizzes and see how you score

The Easy Loans Quiz

The Loans Quiz

Are you a DSA? Do you sell Home Loans/Personal Loans or Credit Cards?
Are you seeing a decline in business because of NDNC?
Do you feel the pressure of reduced margins?

If the answer to all these Qs is yes- make sure you answer yes to Saket's next question also-
"Are you partnering with Deal4Loans?"

Safety Guidelines issued by RBI for a credit card consumer

• Firstly, if the issue of a credit card to an individual is declined by the bank, reasons should be traced in writing.

How Home loans for NRI is differ from home loans for Resident Indian?

Basically, the home loans for NRI & resident Indians is similar. The key difference is in the eligibility criteria for both.

Following are the 5 major points differentiating the NRI home loans & resident Indian home loans:

1. Minimum Qualification

How to choose the right home loan?

In today’s world, every individual has a dream of owing a big house in a high-class locality & actually don’t want to conciliate with the quality of their dream house because of few bucks. In India, large numbers of Housing finance companies (HFCs) are available providing home loans with various advantages.

Check points before applying Home Loans.

There are different kinds of fees that are charged in your credit card.Namely:

•Interest: Interest is generally expressed as an Annual Percentage Rate (APR), is the fee paid for the privilege of borrowing money. This fee is the price a person pays for the ability to spend money today that would otherwise take time to accumulate.

Private Banks
Axis Bank,Bank of Rajasthan ,Bharat Overseas Bank , Centurion Bank of Punjab ,Dhanalakshmi Bank , Federal Bank , HDFC Bank ,ICICI Bank , IDBI Bank,IndusInd Bank ,ING Vysya Bank ,Jammu & Kashmir Bank ,Karnataka Bank ,Karur Vysya Bank ,Kotak Mahindra Bank ,SBI Commercial & International Bank ,South Indian Bank , United Western Bank,YES Bank.

Presanction Home Loan:-Banks can offer a Presanction Home Loan on the bases of your income and assets provided by you. To get a Preapproved Home loan is straightforward and is something that you should have. And when you have a Pre sanctioned loan, then you can look the property according to the sanctioned loan amount.

Deal4Loans invites bankers to present and discuss their views on the Indian Loans & Cards industry.
We are truly going through an inflection point in the retail banking side and we would like to hear what you have to say.

July 08:
- Read about Acquisition Strategies in Cyclical Industries

Credit Cards are probably the most common form of "debt" that an individual takes. It might be surprising for some to hear about a Credit Card as a form of debt.

But look at the following scenario closely:

Home Loans, Mortgage Loans, Housing Finance - you might know it by many names- but we all know the value of this financing option in our lives. For many of us, it is the hope to get a roof which we can call our own.

Home loans are one of the most involved loan products because
- they typically have a huge ticket size , which in turn translates into a high EMI.
- the tenure is typically 15-20 years, which means you would repaying this for the better part of your working life
- you would at best take 1.2 Home Loans- if you are a typical loan seeker

All this means that if you are taking such a high amount of debt, do it with all the knowledge- do it after you are convinced that you have the best deal. So allow us, Deal4loans to help you

Personal Loans are unsecured loans taken by individuals for various "personal" reasons. In this type of loan, the bank is not concerned about the end-use of the loan. This means that applicants take personal loans for various reasons like:
- Medical emergencies
- Marriage in the family
- Travel- domestic or overseas
- White goods purchase