When applying for a credit card following are the details to be noted:-

Not received a call from the bank:- Once you fill up your credit card application form, it is preferable to make a copy of the form and keep it with you. So you can make sure you have got all the benefits of the card when you receive it. Always take down the contact numbers of the sales person who has visited you. Make sure he gives you his visiting card and it is authentic. Besides the sales person contact details get the banks customer care helpline. AS once the sales person gets the application form it is forwarded to the bank, so he may not have information about your status of the card. So if no call is received by you from the bank , you can contact the customer care helpline. Normally banks would want your name as spelt on the application form and date of birth to confirm your card application status.

Difference in fee charged:-In case there is a difference in the fees charged to you , here your copy of the application form will help. You can get in touch with the bank and make sure they levy the right amount to you. If a photocopy of the form is not possible then make sure you get the benefits or any other offer in writing in case of disputes.

Not subscribed for insurances or any other kind publications:-In this case too the photocopy of the application will help. If you have not enrolled or applied for the extra offers on the card and are getting the same you can produce the photocopy of the application form and have the same deleted.

If you face any problems on the card you can always go to the higher authorities of the bank. You can even log a complain on the banks website.Always take details of the sales person visiting you.