AXIS BANK PERSONAL LOAN
Axis Bank’s presents personal Loans. Buy the latest lifestyle gizmo, gift your wife a lovely diamond ring, renovate your house or just squash a temporary cash crunch. Let us give you a helping hand. Axis bank personal loans will meet all your personal requirements.

ELIGIBILITY
Employees Salaried

Doctors, CAs, employees of select MNCs, public and private limited companies, government sector employees including public sector undertakings and central and local bodies:

1. Minimum age: 21 years
2. Maximum age of applicant at loan maturity: 60 years
3. Minimum Employment: Minimum 1 year of cumulative experience for both salaried individual/professional.
4. Salaried Doctors require 3 years of cumulative experience
5. Minimum Net Monthly Income: Rs 15,000 per month
6. Maximum loan available: Rs 10 lacs
7. Special Offer for employees of select companies

Self-employed Doctors
Self-employed doctors include self-employed MBBS or BDS and doctors with higher qualification.

1. Minimum age of applicant: 24 years to 65 years at the time of loan maturity
2. Experience (doctors): 2 years continuous employment.
3. Minimum annual income: Rs 2.40 lacs per annum gross receipts (Rs 1.80 lacs per annum for select locations)
4. Maximum loan available: Rs 20 lacs for self employed doctors
5. Special scheme for Self Employed doctors

Self-employed Professionals
Self-employed Professionals include self-employed chartered accountants, engineers, MBA consultants, architects, company secretaries, cost accountants.

1. Age of applicant: from 24 years to 65 years at the time of loan maturity
2. Minimum employment: 3 years continuous employment
3. Minimum Annual Income: Rs 1,50,000 per annum (Rs 1,00,000 per annum for select locations)
4. Maximum loan available: Rs 15 lacs for self-employed professional

Self-employed Normal
Self-employed Normal includes self-employed sole proprietors, partners and directors in the business of manufacturing, trading or services.

1. Age of applicant: from 24 years to 65 years at the time of loan maturity
2. Minimum employment: 3 yrs continuous employment
3. Minimum Annual Income: Rs 2,00,000 per annum
4. Maximum loan available Rs 10 lacs for self employed applicant

Documents Requirement

1. Identity proof
2. Passport or voter's card or
3. Driving licence or
4. PAN card
5. passport size photograph

Income proof
Latest salary slip showing all deductions or Form 16 along with current dated salary certificate (for salaried) or ITR (last 2 years) and computation of income (last 2 years) certified by a CA, balance sheet, profit and loss statement (for self-employed)

Residence proof

1. Ration card or
2. Passport or
3. Latest electricity bill or
4. Latest telephone bill or
5. Latest credit card bill bank statements, last 6 months bank statements

Proof of telephone
Latest bill of landline or mobile or
WLL stating name of borrower or
Address of borrower employment proof or
Business continuity proof