Best Home Loans Rates November 2008
| Bank | Fixed Rate | Floating Rate | Processing Fees | Pre-Closure Charges |
|---|---|---|---|---|
| AXIS BANK | N.A | 11.25% | 0.5% | 2% |
| ICICI | 13.25% | 16.75% | 0.5% | 2% |
| ING VYSYA | N.A | 11.75% | 0.5% | 2% |
| HDFC | 11.25% | N.A | 0.5% | 2% |
| BHW BIRLA | 12% | 11.5% | 0.5% | 2% |
| CITI FINANCIAL | 14.5% | 14.5% | 0.5% | 2% |
| G.E MONEY | N.A | 13.5% | 0.5% | 2% |
| IDBI | N.A | 11.5% | 0.5% | 2% |
| SCB | 11.75% | N.A | 0.5% | 2% |
| LIC | N.A | Salaried:11.25% Selfemployed:11.50% | 0.5% | 2% |
Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.
See the Home Loan Rates for Oct 08
Bank Rates for Home Loans
| Bank | Fixed Rate | Floating Rate | Processing Fees | Pre-Closure Charges |
|---|---|---|---|---|
| ICICI Bank | 14% | Salaried:12% Self-Employed:12.25% | .5% | 2% |
| ING VYSYA Bank | NA | 11.5% - 11.75% | .5% | 2% upto 1year , No Pre- Closure charges after 1 year |
| HDFC Bank | Salaried & self-Employed:14.5% | Salaried:11.25% upto 30 lacs, 11.75% above 30 lacs Self-Employed:12% | .5% upto 20 lacs, Rs.11,236/- above 20 lacs | No Prepayment charges if more than 25% of the prepayed else 2% of the amount outstanding |
| Kotak Bank | NA | 13% | .5% | 3% |
| Standard Chartered Bank | NA | 11.75% | Rs.5,618/- | 2.5% |
| SBI Bank | 12.75% | 10.75% - 11.25% | .25% | 2% |
| Birla Home Finance | Salaried & Self-Employed:14.5% | Salaried:11.75% Self-Employed:11.75% - 12% | Salaried: .5% upto 20 lacs, Rs.6,180/- above 20 lacs Self-Employed: .5% | No Prepayment charges if more than 90% of the prepayed else 2% of the amount outstanding |
| LIC Housing Finance | 13% for 2 years , 14% for 5 years | Salaried:11.25% - 11.5% Self-Employed:11.5% | 1% | 2% |
See the Home Loan Rates for Sep 08
Home Loan Rates Sep08
| Bank | Fixed Rate | Floating Rate | Processing Fee |
|---|---|---|---|
| Axis Bank | 14% | 11.3% | .5% - 1% |
| ICICI Bank | 15.5% | 12% | .5% |
| ING VYSYA Bank | NA | Salaried:11.25% - 11.75% Self-Employed: 12.25% | .5% |
| IDBI Home Finance | 13% for 3 years & 13.25% for 5 years | 11.5% | .5% |
| HDFC Bank | Salaried: 14% Self-Employed: 14% | Salaried: 11.25% Self-Employed: 12% | .5% of Loan amount below 20 lacs & Rs.11,200 above 20 lacs |
| Citi Financial | 15% | 14% | 2% of Loan amount |
| Kotak Bank | NA | 12.75% - 13% | .5% of Loan amount |
| Standard Charted Bank | 13.5% - 14% | 12.25% | .5% - 1.5% of Loan amount |
| L.I.C. | 14% | 11.25% - 11.5% | .5% of Loan amount |
| SBI Bank | 12.75% upto 30 lacs upto 10 years; 13.75% above 30 lacs upto 10 years | 11.5% - 12% upto 30 lacs; 11.75% - 12.25% above 30 lacs & upto 75 lacs; 11.75% - 12.5% above 75 lacs | .5% of Loan amount |