ICICI Bank Home Loan
Are you still looking for your Dream Home, a home where you can live with your family, share the best movements of your life?
The world’s largest Bank ICICI is here to fulfill your dream. With simple formalities & condition you can get the Home that you always dreamed of.
ICICI Bank Home Loan Benefits & Features
1)ICICI bank Home loan offer attractive rate of interest.
2)ICICI bank Home loan provide Insurance for the loan at Low premium
3)ICICI Bank Home Loan also provide free personal accident Insurance
4)Sanctioned the loan without selecting the property
5)You can withdraw from the within 6 months of the approval
6)ICICI bank Home Loan also offer loan for NRI customers as well
7)Doorstep Service
8)Home Loan tenure up to 20 years.
9)Simplified documentation
Eligibility
For availing the ICICI Bank Home loan
1)Age limit should be 21 years.
2)Should be Employed or self employed.
3)The loan repayments must end when the person who availed loan turns 65 or retire from the service, whichever comes first.
4)A person who availing the loan should purchase the property for residential use and the purchase has to be from a development authority or a registered co-operative society
Documents required for ICICI Bank Home Loan
Documents for Salaried & Self Employed
1) Identity Proof
Pan card, Voter Id, Passport, Ration card.
2) Residence Proof
Electricity Bill, Water Bill, Voter Id, Phone Bill (MTNL, BSNL)
3) Age Proof
Passport, license, Voter card, Pan Card
4) Income Proof for Salaried
a)Last 3 months salary slip.
b)Latest form 16
c)If current service is less than 2 years than previous company relieving letter and present company appointment letter.
5) Income Proof for Self Employed
a)Last 3 years Income tax returns
b)Last 6 months bank statement.
c)Business profile
d)Last 3 years Balance Sheet
5) Banking History
a)6 months bank statement.
b)If loan running than loan details & Loan enclosure letter
6) Property Documents
7) One cheque leaf for processing fee from the salary account Favoring “ICICI Bank Retail loan processing Fees
8) Processing Fees 0.5% of the loan amount
9) Rate of Interest is 10.25 %( up to 20 lacs) & 11.25%( above 20 lacs)