HDFC BANK LOAN AGAINST PROPERTY

HDFC BANK brings to you Loan Against Property (LAP). You can now take a loan against your residential or commercial property, to increase your business, plan a dream wedding, and fund your child's education and much more.

1. Loans from Rs. 2 Lacs onwards depending on your needs.
2. Borrow up to 50% of market value of the property.
3. Give to choose between an EMI based loan or an Overdraft - We also offer to you overdraft against your self-occupied residential or commercial property and you save money by paying interest only on the amount utilized
4. High tenure loans for ease of repayment.
5. Attractive interest rates.
6. Simple and speedy processing.
7. Specially designed products for Self Employed

Eligibility & Documentation

1. Salaried Individuals
2. Self Employed

Salaried Individuals

Documents required:

1. Proof of Residence - Any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card.
2. Proof of Identity - Any one of Voters Card / Drivers License / Employers Card.
3. Latest Bank Statement / Passbook (where salary / income is credited for past 6 months).
4. Latest 3 Months Salary Slip with all deductions & last 2 years Form 16.>/li>
5. Copies of all Property Documents.

Self Employed

Documents required:

1. Certified Financial Statement for the last 2 years.
2. Proof of Residence - Any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card.
3. Proof of Identity - Any one of Voters Card / Drivers License / Employers Card.
4. Latest Bank Statement / Passbook (where salary / income is credited for past 6 months).
5. Copies of all Property Documents.