Here are the steps you’ll need to take for better Deal

Step1

Consult a lender Broker to find out how much you can afford to spend on a home, or use a Calculator.

Step2

Decide what type of financing you want: a fixed-rate or floating rate .

Step3

Know how much money you have for a Down Payment typically 5 to 20 percent of the purchase price is required, depending on the loan terms.

Step4

Get pre -qualified for a loan by a lender Broker.

Step5

State what inspections you want to have done before you'll agree to buy the home. You can get general home inspections, as well as geological, roof, earthquake/flood and environmental inspections.

Step6

State whom you want to pay for inspections, the termite report, required work, title insurance and paper Work fees, and warranties.

Step7

Decide how long you want the Paper Work period to be.

Step8

Establish how long both parties should have to complete inspections, approvals and work.

Step9

Put a limit on the amount of time the seller has to respond.

Step10

Present your offer and a letter of pre-qualification for financing to the seller yourself or through your agent.