IDBI Bank Personal Loan
IDBI Bank Personal Loan provide you the Personal loan at attractive rate of interest it gives you the insurance benefit also in case of death or disability due to an accident the insurance company will take care of the EMI
Insurance company will pay the EMI for up to 3 months in case loss of job.
Eligibility required in IDBI
For salaried Individuals
- Minimum age should be 23 years & maximum age should be 58 years
6 months experience in current job - Last 6 months bank statement
- Total work experience should be 2 years
- Residence stability of at least 6 months either owned or rented
For Self Employed Professional
- Minimum age should be 25 years & maximum age should be 65 years
- Current residence satiability should be 2 years either owned or rented
- Total business experience should be 48 months
- Last 6 months bank statement
- Property owner ship /repayment track should be required
The Following Documents would be required in IDBI Bank
For Salaried Individuals
- Passport size photograph
- Age Proof: Pan Card, Voter ID, 10th certificate
- Identity Proof: Pan card, Voter ID
- Telephone owner ship proof (postpaid mobile will be acceptable
- Current Address and address continuity proof
- Last 3 months salary slip
- Latest form 16
- If you have own property than own property proof & If you staying in rented house than rental agreement
- Last 6 months bank statement
For Self Employed Professional
- Passport size photograph
- Age Proof: Pan Card, Voter ID, and 10th certificate
- Identity Proof: Pan card, Voter ID
- Telephone owner ship proof (postpaid mobile will be acceptable
- Current Address and address continuity proof
- ou have own property than own property proof & If you staying in rented house than rental agreement
- 6 months bank statement
- ification Proof
- ness address proof & business continuity proof
- Bank account age proof