Kotak Personal loan
Whatever may be the need - unexpected expenses, school fees, wedding in the family, home improvement or that long awaited vacation. Get quick & easy Personal loans from Kotak Bank. Kotak bank has a special feature of Jaldi Loans which help to make a difference in your life with simple procedure, less documentation & quick approval.

Features and Benefits:

1. Speedy approval:


Your personal financial needs can be easily fulfilled with a special feature of Kotak Bank called Jaldi Loan. Through Kotak bank you can get the loan approval within 72 hours.


2. Less documentation & hassle free processing:


Minimum paperwork is required for Kotak personal loan which results in hassle free documentation. So less documentation leaves you tension free & also no security or collateral is required.


3. Flexible repayment options:


Customers can repay the loan with a flexibility option.

• Salaried:The loan tenors ranges from 12 - 60 months.
• Self-Employed:The loan tenors ranges from 12 - 36 months.
4. Repay with easy EMI’s:


There is no burdern of paying heavy EMI’s for Kotak personal loan. So customers can repay the loan with easy EMI’s


5. Service at your doorstep:


An appointment can be fixed with any representatives of Kotak Bank for personal loan who will help you in all your loan formalities. So Kotak bank Jaldi Loans are just phone call away;


6. Avail loans from Rs.50,000 - 50,00,000:


Kotak bank funds minimum Rs.50,000 & maximum Rs.50,00,000 depending upon your income & repayment capacity.


7. Customer privileges:
• Special rates are available for Kotak Mahindra Bank account holder..
• Avail the instant loan without income documents if you are an existing auto / personal / home loan customer or are a credit card holder or paying an insurance premium or enjoying an OD/CC facility.
• Easy Top-Up of persoan loan for an existing Kotak Maindra Bank Personal Loan customer with a clear repayment of 12 months or more.