Cash Back Credit cards:
-Cash Back credit card allows you to earn cash rewards for making purchases. The more you use the card, the more cash rewards you receive. Depending upon how you’re your balance if and how often you use.

- These cash back offers are on almost all kinds of expenditures. Like, shopping and eating out, balance transfers, bill payments And you can have fun with these offers as well.
- This type of card is best for people who falls in transactor category means who pay their complete balances every month. And can earn significant amount of money over time.

Co-branded Cards

-Co-Branded Credit Cards are Credit Cards that are launched by two partners. Now since one of them has to be Issuing Bank, the other most often is a big merchant where the Credit Card holder could spend her money. E.g. Citibank Jetairways Gold Card - is a co-branded travel card where in Citibank (the Issuing Bank) and Jet Airways (the big merchant) have joined hands to offer special benefits to customers.

-These co-branded cards are available for a large number of sectors including travel, telecom, retail, entertainment and so on.

-This type of card is best for people who regularly spend in this merchant category and which merchant he prefers.

Premium Credit Cards
Premium Credit cards are with higher credit limits and some additional benefits to attract high-end customers. The spend pattern on such cards is usually higher than the normal credit card portfolio of banks. The operating cost on these cards is higher than that on average credit cards in circulation.

-Premium cards come with add-on benefits and features such as insurance cover, lounge access and other such benefits which have a cost to the bank.

-As these cards are targeted at more affluent segments that largely use the cards for convenience and for the benefits offered. This is best for heavy-duty travelers and shoppers.

Air miles Credit cards
-Air Miles Credit Cards provide rewarding on your spending with points towards free flights. Airmiles credit card generates reward points through either purchases or general use, which can then be swapped for free travel.

-Many Airmiles credit cards can also offer other rewards in connection with travel, such as free travel insurance or holidays. Some cards also offer discounts at partner store

-The best way to profit from frequent-flyer and Airmile reward schemes is to use your credit card for as many transactions as possible each month, while having a direct debit set up to pay the balance in full.

Add-on Credit Cards