The SBI Railway Card - The only credit card that gives you Free Train Tickets. The State Bank of India (SBI) Railways Card is brought to you by SBI Cards and Indian Railways through IRCTC (Indian Railway Catering and Tourism Corporation Limited).
Features
* Get Back Up to 10%* of your AC ticket fare as Railway Points
* 0% Transaction Charge* on tickets booked at www.irctc.co.in
* Earn FREE* tickets:
Shop, dine, travel on your SBI Railway Card and earn 1 Railway Point for every Rs. 125 of retail spends.
* Rs 10 Lac Free* Personal Accident Insurance Protection
* 0% Fuel Surcharge
Exclusive Benefit
* Book your railway tickets online
SBI Railway Card offers you the unique convenience of booking your railway tickets online and getting them delivered at your doorstep. Experience the convenience of booking your tickets online with SBI Railway Card.All you need to do is:
•Register free of cost on www.irctc.co.in
•Log-in with your username and password on www.irctc.co.in
• Book your ticket as per instructions on the website
•Make payment through your SBI Railway Card on the website through either of the two payment gateways which accept all VISA Cards.
Fees & Charges
Joining Fee (One time) Upto Rs. 5,000
Annual Fee (p.a.) Upto Rs. 1,500
Add-on Fee (p.a.) Upto Rs. 500
Interest Free Credit Period 20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full)
Finance charges - Upto 3.10% p.m. (37.2% p.a.) from the transaction date
Minimum Repayment Amount -5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax