Tips to remain away from credit cards frauds

Every one is using a credit card during these days because it’s very convenient to buy anything with credit card & it’s very easy to handle it because it is plastic money. But you may become a victim of credit card fraud .Most people will never experience with this kind of fraud.

You are not only deal with the risk of credit card fraud but even loosing your identities because someone may use your name & ID number to open new accounts or take over existing accounts, trading on your good name for their gain and credibility.

If you’re one of those who haven’t given this a thought, here is a chance for you to find out if you are being offended or not. You need to know that no bank has the right to issue a credit card against you will.

Here are some ways you protect yourself from the costs and inconveniences of fraud

1. You can put the case on the bank if they charge you without any information, because some banks when issuing card they issued a card at 0% interest & after the few months they were charged interest
2. Another pretext that credit card companies often use is that of late payment, especially as interest begins to get charged on all unpaid balance. Some banks charged you without using the credit card.
3. Keep a list of all of your credit cards so that you can notify creditors quickly in case of theft or loss, including the account no, expiration date & phone number of the issuer
4. If your card is lost or stolen, report it immediately — credit card companies usually have a hotline and you should make sure you know this number
5. As soon as you expect fraud, report it to your credit card company
6. Don't carry your birth certificate, identification documents, passport or other private information in written form
7. Destroy the receipts of your credit card number ,criminals may steal your credit card account number
8. If you received any mail about the Pre approved credit card than destroy it
9. If one of your credit card bills is late, call the card issuer right away
10. Check your statements carefully each month & make sure that all charges are correct

So these are the important points you have to remember while using your credit card