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Domestic scheduled commercial banks on a branch opening spree

RBI's new guidelines have given the domestic scheduled commercial banks a big fillip in their branch opening plans. As per the new guidelines, domestic scheduled commercial banks do not need explicit permission(license) to open new branches in cities with less than 50,000 population.
what this means for some of the banks
- PNB can open 440 more branches this year without bothering about RBI approval
- UCO plans to open 140 branches this year but would need licenses for only 89

Clearly, RBI wants the financial system to reach smaller towns & cities and this would be a big step in that direction.

RBI gives in principle OK to Local Area Banks

The Raghuram Rajan Committee has recommended that RBI allow private companies to launch Local Area Banks (LABs) which will have a jurisdiction of 3 contigous districts.
This move which is aimed to increase the population under banking system will in all probability see a lot many financial institutions mushroom up in the semi-urban & rural areas.
The LABs will have an option to become small finance banks with a capital base below Rs 300 Crores if they show a good track record & want to raise their own deposits.

October 2009 good month for retail loans

According to most lenders October 2009 was one of the best months in terms of the quantum of loan disbursed.
The acceleration in offtake of loans is primarily driven by secured lending in housing & auto loan sectors and unsecured lending (personal loans) is yet to pick up to its previous volumes.

The increase is attributed to rising salaries in India Inc & the pent up demand for homes & cars- most people had been deferring their heavy purchases till the dark clouds of slowdown had passed.

E.g. HDFC bank disbursed retail loans worth Rs 3000 Cr in Oct 09, whereas their previous best was Rs 2700 Cr in June 2008.

Banks fear Education Loans going bad

At a meeting between the bank heads & the finance ministry, the banks expressed concerns that there might be a lot of risk in the Education Loans portfolio.

They feel that the biggest concern is with people taking loans to study abroad as
a. Traceability of the person is a challenge
b. A lof of these people take loans with out a guarantee.

these banks have hence gone slow in lending to this sector and have asked for an insurance cover (similar to the one in Home Loans) to ensure more aggressive disbursals of Education Loans.

ATM transactions to be charged now ?

As per Indian Bank’s Association new guidelines- Days of free ATM usage came to an end on October 15. From now on any transaction that you do on another bank’s ATM would cost you anywhere around Rs 20 . Also withdrawals will face a limit of Rs 10,000.

The guidelines, also recommend that the banks can offer
- savings-account holders 5 free 3rd party withdrawals every month and charge from the 6th transaction onwards.
- Current account holders can be charged the fees, which ranges from Rs 18 to Rs 20, from the very first transaction.

Axis Bank, which has the third largest ATM network in the country, has decided to not charge any customer for third-party withdrawals. A part of the bank’s strategy to attract low-cost current account and savings account (CASA) customers.

Loan charges and pricing to be more transparent

The Banking Codes and Standards Board of India has issued a directive to all its commercial member banks to be more transparent with regards to retail loans.

Few specific directives that loan seekers should be aware of are:

1. Inform all those who avail Floating rate home loans, of the reference rate to which the floating rate is anchored.

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Best Personal Loan rates for Self Employed July 2009

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for July 2009.

BEST PERSONAL LOAN RATES SELF EMPLOYED JULY 2009

Best Personal Loan Rates Self Employed JULY 2009
BankROIProcessing FeesPre Payment Charges
No table data available.


Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.



Best Personal Loan rates for Self employed May 09


BEST PERSONAL LOAN RATES SELF EMPLOYED MAY 2009

Best Personal loan Rates Self Employed May 2009
BankROIPre Payment ChargesProcessing fees
No table data available.


Best Personal Loan rates for Self employed April 09


BEST PERSONAL LOAN RATES SELF EMPLOYED APRIL 2009

Best Personal Loan Rates Self Employed April 2009
BankROIPre Payment ChargesProcessing Fees
Barclays Finance21% - 33%5%2%
Citi Bank21% - 23%5%1.5% - 2%
Citi Financial24%-28%4%2%


Best Personal Loan rates for Self employed March 09


BEST PERSONAL LOAN RATES SELF EMPLOYED MARCH 2009

Best Personal Loan Rates Self Employed March 2009
BankROIPre Payment ChargesProcessing Fee
Barclays Finance21% - 33%5%2%
Citi Bank21% - 23%5%1.5% - 2%


Best Personal Loan rates for Self employed februray 09


Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates December 08
BankROIPre-Payment ChargesProcessing Fees
HDFC20%4%2%
CITI21% - 22%5%2%
ING21%5%2%
ICICI23%5%2%


Best Personal Loan rates for Self employed November 08


Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates November 08
BankROIPre-Payment Charges Processing Fees
ING VYSYAProfessional's - 22% , Non-Professional's - 22%5%2%
BarclaysProfessional's - 21% , Non-Professional's - 23%5%2.25%
ICICIProfessional's - 22% , Non-Professional's - 25%5%2%
AXISProfessionals - 14.3% - 19% , Non-Professionals - 19% - 23%4%2%
CITIDoctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%5%1.75%
ABN AMRO23%-25%3.5%2%
KOTAK23%-25%3.5%2%





Best Personal Loan rates for Self employed October 08


Bank PL Rates Self-Employed

Personal Loan Rates for Self-Employed October 08
BankROIPrepayment ChargesProcessing Fees
Citi BankDoctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%5%1.75%
Barclays Bank18.5% - 19.5%5%2%
CitifinancialProfessional's - 18% , Non-Professional's - 20%5%2%
RelianceProfessional's - 17% , Non-Professional's - 20%3%2.5%
ING VYSYA BankProfessional's - 18.5% , Non-Professional's - 20.5%3%2%
Axis BankProfessionals - 14.3% - 19% , Non-Professionals - 19% - 23%4%2%
Kotak BankProfesional's - 18% - 20% , Non-Professional's - 20% - 25%5%2%
HDFC BankProfessional's - 18% - 24% , Non-Professional's - 15% - 22%4%If HDFC A/c holder's - 1.5% else 2%

Best Personal Loan Rates Salaried July 2009

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for July 2009.

BEST PERSONAL LOAN RATES SALARIED JULY 2009

Best Personal Loan Rates Salaried July 2009
BankCAT -A ROICAT - B ROIOthersPre Payment ChargesProcessing FeesProcessing Fees
HDFC Bank15.5% (for 35,000 & above salary) 16.5% (upto 35,000 salary),14.5%(above 75000)18% (for 35,000 & above salary) 19% (upto 35,000 salary),14.5%(above 75000)21%(for 35,000 & above salary) 24% (upto 35,000 salary),14.5%(above 75000)4%0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance18%21%-5%2%
AXIS15%17%19%-21%-2%
Citi Bank16.5%-18%18%-20%19%-21%5%2%
ABN Amro16%-23%16%-23%16%-23%4%-5%2.25%
Reliance23%23%23%5%2%
Citi Financial16%-18%18%-20%19%-21%4%2%


Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.



Best Personal Loan rates Salaried June 09


BEST PERSONAL LOAN RATES JUNE 2009

Best Personal Loan Rates June 2009
BankCAT A -ROICAT -B ROIOthersPre Payment ChargesProcessing Fees
HDFC Bank15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)18%(for 35,000 & above salary) , 19% (upto 35,000 salary)21%(for 35,000 & above salary) , 24% (upto 35,000 salary)4%0.5%(if salaried account in HDFC) if not than 2%
Fullerton19%-28%19%-28%19%-28%4%3%(above 50,000 loan amount),5%(Less than 50,000 loan amount)
Citi Bank16.5%-18%18%-20%19%-21%5%2%
Citi Financial16%- 18%18%-20%19%-21%4%2%
Barclays Finance21%-33%21%-33%21%-33%5%2%


Best Personal Loan rates Salaried May 09


BEST PERSONAL LOAN SALARIED MAY 2009

Best Personal loan salaried May 2009
BankCAT-A ROICAT-B ROIOthersPrepayment Charges Processing Fees
HDFC Bank15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)18%(for 35,000 & above salary) , 19% (upto 35,000 salary)21%(for 35,000 & above salary) , 24% (upto 35,000 salary)4%0.5%(if salaried account in HDFC) if not than 2%
Fullerton19%-28%19%-28%19%-28%4%3%(above 50,000 loan amount),5%(Less than 50,000 loan amount)
Reliance23%23%23%5%2%
Barclays Finance21% - 33%21% - 33%21% - 33%5%2%
Citi Bank16.5%-18%18%-20%19%-21%5%2%
Citi Financial16%- 18%18%-24%-4%2%



Best Personal Loan rates Salaried April 09


BEST PERSONAL LOAN RATES SALARIED APRIL 2009

Best Personal Loan Rates Salaried April 2009
BankCat-A ROICat-B ROIOthersPre Payment ChargesProcessing Fee
HDFC15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)18%(for 35,000 & above salary) , 19% (upto 35,000 salary)21%(for 35,000 & above salary) , 24% (upto 35,000 salary)4%0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance21% - 33%21% - 33%21% - 33%5%2%
Fullerton19%-28%19%-28%19%-28%4%2.5% - 3.5%
Citi Bank16.5%-18%18%-20%19%-21%5%2%
ING Vysya16%-17%18%-22%19%-22%4%2%
ABN AMRO15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)5%2%
Citi Financial16%-18%18%-24%-4%2%



Best Personal Loan rates Salaried March 09


BEST PERSONAL LOAN RATES SALARIED MARCH 2009

Best Personal Loan Rates Salaried March 2009
BankCat-A ROICat-B ROIOthersPre Payment ChargesProcessing Fee
HDFC17%19%22%-24%4%0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance21%-33%21%-33%21%-33%5%2%
Fullerton16%-26%16%-26%16%-26%4%2.5%-3.5%
Axis Bank16%19%21.5%-23.5%N.A2%
Citi Bank16.5%-18%18%-20%19%-21%5%2%
ING Vysya16%-17%16%-17%19%-22%4%2%
ABN Amro15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)5%2%




Best Personal Loan rates Salaried February 09


BEST PERSONAL LOAN RATES FOR SALARIED FEB 2009

Best Personal Loan Rates salaried Feb 2009
BankCAT A ROICAT B ROIOthersPre Payment ChargesProcessing Fees
HDFCSuper Cat A : 15.5%, Cat A : 17%19%22%5%2%
Kotak17.75%18.75% - 19%21%5%2.5%
Barclays Finance20% - 30%20% - 30%20% - 30%5%1% - 2%
Citi16.5% - 18%18% - 20%19% - 21%5%2%
Citi Financial20%20%24%5%2%
ING Vysya16%18% - 19.5%23%4%2%



Best Personal Loan rates Salaried January 09


Best Personal Loan Rates Salaried January 2009

Salaried Personal Loan Rates January 2009
BankCat-A ROICat-B ROIOthersPre Payment ChargesProcessing Fee
HDFC15.5%-17%19%22%5%2%
AXIS16%19%21.5%-23.5%Nil2%
Citi Financial20%20%24%5%2%
ING Vysya16%-17%20%23%5%2%



Best Personal Loan rates Salaried December 08


Best Personal Loan Rates Salaried December 08

Salaried Personal Loan Rates December 08
BankCAT- A ROICAT- B ROIOthersPre-Payment ChargesProcessing Fees
HDFC14.75% -17%19%22% - 24%4%2% , If Salaried a/c in HDFC : 1.5%
BARCLAYS FINANCE18-20%20-22%23%5%1-2%
CITI16.5%17% - 18.5%18% - 21%5%1.5% for CAT-A, 2% for others
ICICI18%20%23%5%2%
CITIFINANCIAL18%18% - 19%20% & above5%2%
AXISSuper Cat-A : 14.5% , Cat-A : 16%18%21% - 22%N.A.2%
ING VYSYA16%17.5%21%5%2%



Best Personal Loan rates Salaried November 08


Best Personal Loan Rates Salaried November 08

Salaried Personal Loan Rates November 08
BankCAT- A ROICAT- B ROIPre-Payment Charges Processing Fees
ING VYSYSA16.5%18.5%5%2%
Barclays21%23%5%2.25%
ICICI18.5%19.5%5%2%
AxisSuper Cat-A : 14.5% , Cat-A : 16%19%4%2%
CITI16-17%16.5-18%5%1.75%
ABN AMRO16%-17%18%-20%q3.5%2%
KOTAK16%-17%18%-20%3.5%2%



Best Personal Loan rates Salaried October 08


Bank PL Rates Salaried

Salaried Personal Loan Rates October 08
BankCAT- A ROICAT- B ROIPre-Payment Charges Processing Fees
Citi Bank16-17%16.5-18%5%1.75%
Citifinancial18%20% - 25%5%2%
Reliance16% - 18%18% - 20%3%2.5%
ING VYSYA16.5%18.5% - 20.5%5%2%
Axis BankSuper Cat-A : 14.5% , Cat-A : 16%19%4%2%
Barclays Bank17%18%5%2%
Kotak Bank16% - 17%18% - 20%5%2.25%
HDFC BankSuper Cat-A : 14.75% , Cat-A : 17%19%4%2%
ICICI Bank15.5%18%5%2%

Best Loan Against Property Rates June 2009

Do find attached the Loan Against Property Rates (according to our research) for June 2009.

BEST LOAN AGAINST PROPERTY RATES JUNE 2009

Best Loan Against Property Rates 2009
BankFloating RateProcessing FeePrepayment Charges
HDFC Bank13%1% of loan amount2.5%
SCB12.25%1% of loan amount2%
Deutsche Post Bank13.5%1% of loan amount1%
ICICI Home Finance13%1%Pre Part up to 90% No Charges,Closing Charge 2%
LIC Housing12%1%2%


Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.

Best Personal Loan rates for Self Employed June 09

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Self Employed (according to our research) for June 2009.

BEST PERSONAL RATE FOR SELF EMPLOYED JUNE 2009

Best Personal Loan rates for self Employed June 2009
BankROIPrepayment ChargesProcessing Fees
No table data available.


Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.



Best Personal Loan rates for Self Employed May 09


BEST PERSONAL LOAN RATES SELF EMPLOYED MAY 2009

Best Personal loan Rates Self Employed May 2009
BankROIPre Payment ChargesProcessing fees
No table data available.



Best Personal Loan rates for Self employed April 09


BEST PERSONAL LOAN RATES SELF EMPLOYED APRIL 2009

Best Personal Loan Rates Self Employed April 2009
BankROIPre Payment ChargesProcessing Fees
Barclays Finance21% - 33%5%2%
Citi Bank21% - 23%5%1.5% - 2%
Citi Financial24%-28%4%2%


Best Personal Loan rates for Self employed March 09


BEST PERSONAL LOAN RATES SELF EMPLOYED MARCH 2009

Best Personal Loan Rates Self Employed March 2009
BankROIPre Payment ChargesProcessing Fee
Barclays Finance21% - 33%5%2%
Citi Bank21% - 23%5%1.5% - 2%


Best Personal Loan rates for Self employed februray 09


Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates December 08
BankROIPre-Payment ChargesProcessing Fees
HDFC20%4%2%
CITI21% - 22%5%2%
ING21%5%2%
ICICI23%5%2%


Best Personal Loan rates for Self employed November 08


Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates November 08
BankROIPre-Payment Charges Processing Fees
ING VYSYAProfessional's - 22% , Non-Professional's - 22%5%2%
BarclaysProfessional's - 21% , Non-Professional's - 23%5%2.25%
ICICIProfessional's - 22% , Non-Professional's - 25%5%2%
AXISProfessionals - 14.3% - 19% , Non-Professionals - 19% - 23%4%2%
CITIDoctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%5%1.75%
ABN AMRO23%-25%3.5%2%
KOTAK23%-25%3.5%2%





Best Personal Loan rates for Self employed October 08


Bank PL Rates Self-Employed

Personal Loan Rates for Self-Employed October 08
BankROIPrepayment ChargesProcessing Fees
Citi BankDoctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%5%1.75%
Barclays Bank18.5% - 19.5%5%2%
CitifinancialProfessional's - 18% , Non-Professional's - 20%5%2%
RelianceProfessional's - 17% , Non-Professional's - 20%3%2.5%
ING VYSYA BankProfessional's - 18.5% , Non-Professional's - 20.5%3%2%
Axis BankProfessionals - 14.3% - 19% , Non-Professionals - 19% - 23%4%2%
Kotak BankProfesional's - 18% - 20% , Non-Professional's - 20% - 25%5%2%
HDFC BankProfessional's - 18% - 24% , Non-Professional's - 15% - 22%4%If HDFC A/c holder's - 1.5% else 2%

Best Personal Loan Rates Salaried June 2009

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for June 2009.

BEST PERSONAL LOAN RATES JUNE 2009

Best Personal Loan Rates June 2009
BankCAT A -ROICAT -B ROIOthersPre Payment ChargesProcessing Fees
HDFC Bank15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)18%(for 35,000 & above salary) , 19% (upto 35,000 salary)21%(for 35,000 & above salary) , 24% (upto 35,000 salary)4%0.5%(if salaried account in HDFC) if not than 2%
Fullerton19%-28%19%-28%19%-28%4%3%(above 50,000 loan amount),5%(Less than 50,000 loan amount)
Citi Bank16.5%-18%18%-20%19%-21%5%2%
Citi Financial16%- 18%18%-20%19%-21%4%2%
Barclays Finance21%-33%21%-33%21%-33%5%2%


Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.



Best Personal Loan rates Salaried May 09


BEST PERSONAL LOAN SALARIED MAY 2009

Best Personal loan salaried May 2009
BankCAT-A ROICAT-B ROIOthersPrepayment Charges Processing Fees
HDFC Bank15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)18%(for 35,000 & above salary) , 19% (upto 35,000 salary)21%(for 35,000 & above salary) , 24% (upto 35,000 salary)4%0.5%(if salaried account in HDFC) if not than 2%
Fullerton19%-28%19%-28%19%-28%4%3%(above 50,000 loan amount),5%(Less than 50,000 loan amount)
Reliance23%23%23%5%2%
Barclays Finance21% - 33%21% - 33%21% - 33%5%2%
Citi Bank16.5%-18%18%-20%19%-21%5%2%
Citi Financial16%- 18%18%-24%-4%2%



Best Personal Loan rates Salaried April 09


BEST PERSONAL LOAN RATES SALARIED APRIL 2009

Best Personal Loan Rates Salaried April 2009
BankCat-A ROICat-B ROIOthersPre Payment ChargesProcessing Fee
HDFC15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)18%(for 35,000 & above salary) , 19% (upto 35,000 salary)21%(for 35,000 & above salary) , 24% (upto 35,000 salary)4%0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance21% - 33%21% - 33%21% - 33%5%2%
Fullerton19%-28%19%-28%19%-28%4%2.5% - 3.5%
Citi Bank16.5%-18%18%-20%19%-21%5%2%
ING Vysya16%-17%18%-22%19%-22%4%2%
ABN AMRO15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)5%2%
Citi Financial16%-18%18%-24%-4%2%



Best Personal Loan rates Salaried March 09


BEST PERSONAL LOAN RATES SALARIED MARCH 2009

Best Personal Loan Rates Salaried March 2009
BankCat-A ROICat-B ROIOthersPre Payment ChargesProcessing Fee
HDFC17%19%22%-24%4%0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance21%-33%21%-33%21%-33%5%2%
Fullerton16%-26%16%-26%16%-26%4%2.5%-3.5%
Axis Bank16%19%21.5%-23.5%N.A2%
Citi Bank16.5%-18%18%-20%19%-21%5%2%
ING Vysya16%-17%16%-17%19%-22%4%2%
ABN Amro15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)5%2%




Best Personal Loan rates Salaried February 09


BEST PERSONAL LOAN RATES FOR SALARIED FEB 2009

Best Personal Loan Rates salaried Feb 2009
BankCAT A ROICAT B ROIOthersPre Payment ChargesProcessing Fees
HDFCSuper Cat A : 15.5%, Cat A : 17%19%22%5%2%
Kotak17.75%18.75% - 19%21%5%2.5%
Barclays Finance20% - 30%20% - 30%20% - 30%5%1% - 2%
Citi16.5% - 18%18% - 20%19% - 21%5%2%
Citi Financial20%20%24%5%2%
ING Vysya16%18% - 19.5%23%4%2%



Best Personal Loan rates Salaried January 09


Best Personal Loan Rates Salaried January 2009

Salaried Personal Loan Rates January 2009
BankCat-A ROICat-B ROIOthersPre Payment ChargesProcessing Fee
HDFC15.5%-17%19%22%5%2%
AXIS16%19%21.5%-23.5%Nil2%
Citi Financial20%20%24%5%2%
ING Vysya16%-17%20%23%5%2%



Best Personal Loan rates Salaried December 08


Best Personal Loan Rates Salaried December 08

Salaried Personal Loan Rates December 08
BankCAT- A ROICAT- B ROIOthersPre-Payment ChargesProcessing Fees
HDFC14.75% -17%19%22% - 24%4%2% , If Salaried a/c in HDFC : 1.5%
BARCLAYS FINANCE18-20%20-22%23%5%1-2%
CITI16.5%17% - 18.5%18% - 21%5%1.5% for CAT-A, 2% for others
ICICI18%20%23%5%2%
CITIFINANCIAL18%18% - 19%20% & above5%2%
AXISSuper Cat-A : 14.5% , Cat-A : 16%18%21% - 22%N.A.2%
ING VYSYA16%17.5%21%5%2%



Best Personal Loan rates Salaried November 08


Best Personal Loan Rates Salaried November 08

Salaried Personal Loan Rates November 08
BankCAT- A ROICAT- B ROIPre-Payment Charges Processing Fees
ING VYSYSA16.5%18.5%5%2%
Barclays21%23%5%2.25%
ICICI18.5%19.5%5%2%
AxisSuper Cat-A : 14.5% , Cat-A : 16%19%4%2%
CITI16-17%16.5-18%5%1.75%
ABN AMRO16%-17%18%-20%q3.5%2%
KOTAK16%-17%18%-20%3.5%2%



Best Personal Loan rates Salaried October 08


Bank PL Rates Salaried

Salaried Personal Loan Rates October 08
BankCAT- A ROICAT- B ROIPre-Payment Charges Processing Fees
Citi Bank16-17%16.5-18%5%1.75%
Citifinancial18%20% - 25%5%2%
Reliance16% - 18%18% - 20%3%2.5%
ING VYSYA16.5%18.5% - 20.5%5%2%
Axis BankSuper Cat-A : 14.5% , Cat-A : 16%19%4%2%
Barclays Bank17%18%5%2%
Kotak Bank16% - 17%18% - 20%5%2.25%
HDFC BankSuper Cat-A : 14.75% , Cat-A : 17%19%4%2%
ICICI Bank15.5%18%5%2%

Best Personal Loan rates for Self Employed May 09

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for May 2009.

BEST PERSONAL LOAN RATES SELF EMPLOYED MAY 2009

Best Personal loan Rates Self Employed May 2009
BankROIPre Payment ChargesProcessing fees
No table data available.


Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.



Best Personal Loan rates for Self employed April 09


BEST PERSONAL LOAN RATES SELF EMPLOYED APRIL 2009

Best Personal Loan Rates Self Employed April 2009
BankROIPre Payment ChargesProcessing Fees
Barclays Finance21% - 33%5%2%
Citi Bank21% - 23%5%1.5% - 2%
Citi Financial24%-28%4%2%


Best Personal Loan rates for Self employed March 09


BEST PERSONAL LOAN RATES SELF EMPLOYED MARCH 2009

Best Personal Loan Rates Self Employed March 2009
BankROIPre Payment ChargesProcessing Fee
Barclays Finance21% - 33%5%2%
Citi Bank21% - 23%5%1.5% - 2%


Best Personal Loan rates for Self employed februray 09


Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates December 08
BankROIPre-Payment ChargesProcessing Fees
HDFC20%4%2%
CITI21% - 22%5%2%
ING21%5%2%
ICICI23%5%2%


Best Personal Loan rates for Self employed November 08


Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates November 08
BankROIPre-Payment Charges Processing Fees
ING VYSYAProfessional's - 22% , Non-Professional's - 22%5%2%
BarclaysProfessional's - 21% , Non-Professional's - 23%5%2.25%
ICICIProfessional's - 22% , Non-Professional's - 25%5%2%
AXISProfessionals - 14.3% - 19% , Non-Professionals - 19% - 23%4%2%
CITIDoctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%5%1.75%
ABN AMRO23%-25%3.5%2%
KOTAK23%-25%3.5%2%





Best Personal Loan rates for Self employed October 08


Bank PL Rates Self-Employed

Personal Loan Rates for Self-Employed October 08
BankROIPrepayment ChargesProcessing Fees
Citi BankDoctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%5%1.75%
Barclays Bank18.5% - 19.5%5%2%
CitifinancialProfessional's - 18% , Non-Professional's - 20%5%2%
RelianceProfessional's - 17% , Non-Professional's - 20%3%2.5%
ING VYSYA BankProfessional's - 18.5% , Non-Professional's - 20.5%3%2%
Axis BankProfessionals - 14.3% - 19% , Non-Professionals - 19% - 23%4%2%
Kotak BankProfesional's - 18% - 20% , Non-Professional's - 20% - 25%5%2%
HDFC BankProfessional's - 18% - 24% , Non-Professional's - 15% - 22%4%If HDFC A/c holder's - 1.5% else 2%

Best Personal Loan Rates Salaried May 2009

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for May 2009.

BEST PERSONAL LOAN SALARIED MAY 2009

Best Personal loan salaried May 2009
BankCAT-A ROICAT-B ROIOthersPrepayment Charges Processing Fees
HDFC Bank15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)18%(for 35,000 & above salary) , 19% (upto 35,000 salary)21%(for 35,000 & above salary) , 24% (upto 35,000 salary)4%0.5%(if salaried account in HDFC) if not than 2%
Fullerton19%-28%19%-28%19%-28%4%3%(above 50,000 loan amount),5%(Less than 50,000 loan amount)
Reliance23%23%23%5%2%
Barclays Finance21% - 33%21% - 33%21% - 33%5%2%
Citi Bank16.5%-18%18%-20%19%-21%5%2%
Citi Financial16%- 18%18%-24%-4%2%


Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.



Best Personal Loan rates Salaried April 09


BEST PERSONAL LOAN RATES SALARIED APRIL 2009

Best Personal Loan Rates Salaried April 2009
BankCat-A ROICat-B ROIOthersPre Payment ChargesProcessing Fee
HDFC15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)18%(for 35,000 & above salary) , 19% (upto 35,000 salary)21%(for 35,000 & above salary) , 24% (upto 35,000 salary)4%0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance21% - 33%21% - 33%21% - 33%5%2%
Fullerton19%-28%19%-28%19%-28%4%2.5% - 3.5%
Citi Bank16.5%-18%18%-20%19%-21%5%2%
ING Vysya16%-17%18%-22%19%-22%4%2%
ABN AMRO15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)5%2%
Citi Financial16%-18%18%-24%-4%2%



Best Personal Loan rates Salaried March 09


BEST PERSONAL LOAN RATES SALARIED MARCH 2009

Best Personal Loan Rates Salaried March 2009
BankCat-A ROICat-B ROIOthersPre Payment ChargesProcessing Fee
HDFC17%19%22%-24%4%0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance21%-33%21%-33%21%-33%5%2%
Fullerton16%-26%16%-26%16%-26%4%2.5%-3.5%
Axis Bank16%19%21.5%-23.5%N.A2%
Citi Bank16.5%-18%18%-20%19%-21%5%2%
ING Vysya16%-17%16%-17%19%-22%4%2%
ABN Amro15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)5%2%




Best Personal Loan rates Salaried February 09


BEST PERSONAL LOAN RATES FOR SALARIED FEB 2009

Best Personal Loan Rates salaried Feb 2009
BankCAT A ROICAT B ROIOthersPre Payment ChargesProcessing Fees
HDFCSuper Cat A : 15.5%, Cat A : 17%19%22%5%2%
Kotak17.75%18.75% - 19%21%5%2.5%
Barclays Finance20% - 30%20% - 30%20% - 30%5%1% - 2%
Citi16.5% - 18%18% - 20%19% - 21%5%2%
Citi Financial20%20%24%5%2%
ING Vysya16%18% - 19.5%23%4%2%



Best Personal Loan rates Salaried January 09


Best Personal Loan Rates Salaried January 2009

Salaried Personal Loan Rates January 2009
BankCat-A ROICat-B ROIOthersPre Payment ChargesProcessing Fee
HDFC15.5%-17%19%22%5%2%
AXIS16%19%21.5%-23.5%Nil2%
Citi Financial20%20%24%5%2%
ING Vysya16%-17%20%23%5%2%



Best Personal Loan rates Salaried December 08


Best Personal Loan Rates Salaried December 08

Salaried Personal Loan Rates December 08
BankCAT- A ROICAT- B ROIOthersPre-Payment ChargesProcessing Fees
HDFC14.75% -17%19%22% - 24%4%2% , If Salaried a/c in HDFC : 1.5%
BARCLAYS FINANCE18-20%20-22%23%5%1-2%
CITI16.5%17% - 18.5%18% - 21%5%1.5% for CAT-A, 2% for others
ICICI18%20%23%5%2%
CITIFINANCIAL18%18% - 19%20% & above5%2%
AXISSuper Cat-A : 14.5% , Cat-A : 16%18%21% - 22%N.A.2%
ING VYSYA16%17.5%21%5%2%



Best Personal Loan rates Salaried November 08


Best Personal Loan Rates Salaried November 08

Salaried Personal Loan Rates November 08
BankCAT- A ROICAT- B ROIPre-Payment Charges Processing Fees
ING VYSYSA16.5%18.5%5%2%
Barclays21%23%5%2.25%
ICICI18.5%19.5%5%2%
AxisSuper Cat-A : 14.5% , Cat-A : 16%19%4%2%
CITI16-17%16.5-18%5%1.75%
ABN AMRO16%-17%18%-20%q3.5%2%
KOTAK16%-17%18%-20%3.5%2%



Best Personal Loan rates Salaried October 08


Bank PL Rates Salaried

Salaried Personal Loan Rates October 08
BankCAT- A ROICAT- B ROIPre-Payment Charges Processing Fees
Citi Bank16-17%16.5-18%5%1.75%
Citifinancial18%20% - 25%5%2%
Reliance16% - 18%18% - 20%3%2.5%
ING VYSYA16.5%18.5% - 20.5%5%2%
Axis BankSuper Cat-A : 14.5% , Cat-A : 16%19%4%2%
Barclays Bank17%18%5%2%
Kotak Bank16% - 17%18% - 20%5%2.25%
HDFC BankSuper Cat-A : 14.75% , Cat-A : 17%19%4%2%
ICICI Bank15.5%18%5%2%

Citi Bank Personal Loan|Eligibility|Documentation|Apply

Citi Bank Personal Loan

Following are eligible for citi bank personal loan:

  • Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings and central, state and local bodies

Best Personal Loan rates for Self Employed March 09

Best Personal Loan rates for Self Employed April 09 We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for April 2009.

BEST PERSONAL LOAN RATES SELF EMPLOYED APRIL 2009

Best Personal Loan Rates Self Employed April 2009
BankROIPre Payment ChargesProcessing Fees
Barclays Finance21% - 33%5%2%
Citi Bank21% - 23%5%1.5% - 2%
Citi Financial24%-28%4%2%


Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.



Best Personal Loan rates for Self employed March 09



BEST PERSONAL LOAN RATES SELF EMPLOYED MARCH 2009

Best Personal Loan Rates Self Employed March 2009
BankROIPre Payment ChargesProcessing Fee
Barclays Finance21% - 33%5%2%
Citi Bank21% - 23%5%1.5% - 2%


Best Personal Loan rates for Self employed februray 09



Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates December 08
BankROIPre-Payment ChargesProcessing Fees
HDFC20%4%2%
CITI21% - 22%5%2%
ING21%5%2%
ICICI23%5%2%


Best Personal Loan rates for Self employed November 08


Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates November 08
BankROIPre-Payment Charges Processing Fees
ING VYSYAProfessional's - 22% , Non-Professional's - 22%5%2%
BarclaysProfessional's - 21% , Non-Professional's - 23%5%2.25%
ICICIProfessional's - 22% , Non-Professional's - 25%5%2%
AXISProfessionals - 14.3% - 19% , Non-Professionals - 19% - 23%4%2%
CITIDoctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%5%1.75%
ABN AMRO23%-25%3.5%2%
KOTAK23%-25%3.5%2%





Best Personal Loan rates for Self employed October 08


Bank PL Rates Self-Employed

Personal Loan Rates for Self-Employed October 08
BankROIPrepayment ChargesProcessing Fees
Citi BankDoctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%5%1.75%
Barclays Bank18.5% - 19.5%5%2%
CitifinancialProfessional's - 18% , Non-Professional's - 20%5%2%
RelianceProfessional's - 17% , Non-Professional's - 20%3%2.5%
ING VYSYA BankProfessional's - 18.5% , Non-Professional's - 20.5%3%2%
Axis BankProfessionals - 14.3% - 19% , Non-Professionals - 19% - 23%4%2%
Kotak BankProfesional's - 18% - 20% , Non-Professional's - 20% - 25%5%2%
HDFC BankProfessional's - 18% - 24% , Non-Professional's - 15% - 22%4%If HDFC A/c holder's - 1.5% else 2%

Best Personal Loan Rates Salaried April 2009

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for April 2009.

BEST PERSONAL LOAN RATES SALARIED APRIL 2009

Best Personal Loan Rates Salaried April 2009
BankCat-A ROICat-B ROIOthersPre Payment ChargesProcessing Fee
HDFC15.5% (for 35,000 & above salary) , 16.5% (upto 35,000 salary)18%(for 35,000 & above salary) , 19% (upto 35,000 salary)21%(for 35,000 & above salary) , 24% (upto 35,000 salary)4%0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance21% - 33%21% - 33%21% - 33%5%2%
Fullerton19%-28%19%-28%19%-28%4%2.5% - 3.5%
Citi Bank16.5%-18%18%-20%19%-21%5%2%
ING Vysya16%-17%18%-22%19%-22%4%2%
ABN AMRO15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)5%2%
Citi Financial16%-18%18%-24%-4%2%


Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.



Best Personal Loan rates Salaried March 09


BEST PERSONAL LOAN RATES SALARIED MARCH 2009

Best Personal Loan Rates Salaried March 2009
BankCat-A ROICat-B ROIOthersPre Payment ChargesProcessing Fee
HDFC17%19%22%-24%4%0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance21%-33%21%-33%21%-33%5%2%
Fullerton16%-26%16%-26%16%-26%4%2.5%-3.5%
Axis Bank16%19%21.5%-23.5%N.A2%
Citi Bank16.5%-18%18%-20%19%-21%5%2%
ING Vysya16%-17%16%-17%19%-22%4%2%
ABN Amro15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)5%2%




Best Personal Loan rates Salaried February 09


BEST PERSONAL LOAN RATES FOR SALARIED FEB 2009

Best Personal Loan Rates salaried Feb 2009
BankCAT A ROICAT B ROIOthersPre Payment ChargesProcessing Fees
HDFCSuper Cat A : 15.5%, Cat A : 17%19%22%5%2%
Kotak17.75%18.75% - 19%21%5%2.5%
Barclays Finance20% - 30%20% - 30%20% - 30%5%1% - 2%
Citi16.5% - 18%18% - 20%19% - 21%5%2%
Citi Financial20%20%24%5%2%
ING Vysya16%18% - 19.5%23%4%2%



Best Personal Loan rates Salaried January 09


Best Personal Loan Rates Salaried January 2009

Salaried Personal Loan Rates January 2009
BankCat-A ROICat-B ROIOthersPre Payment ChargesProcessing Fee
HDFC15.5%-17%19%22%5%2%
AXIS16%19%21.5%-23.5%Nil2%
Citi Financial20%20%24%5%2%
ING Vysya16%-17%20%23%5%2%



Best Personal Loan rates Salaried December 08


Best Personal Loan Rates Salaried December 08

Salaried Personal Loan Rates December 08
BankCAT- A ROICAT- B ROIOthersPre-Payment ChargesProcessing Fees
HDFC14.75% -17%19%22% - 24%4%2% , If Salaried a/c in HDFC : 1.5%
BARCLAYS FINANCE18-20%20-22%23%5%1-2%
CITI16.5%17% - 18.5%18% - 21%5%1.5% for CAT-A, 2% for others
ICICI18%20%23%5%2%
CITIFINANCIAL18%18% - 19%20% & above5%2%
AXISSuper Cat-A : 14.5% , Cat-A : 16%18%21% - 22%N.A.2%
ING VYSYA16%17.5%21%5%2%



Best Personal Loan rates Salaried November 08


Best Personal Loan Rates Salaried November 08

Salaried Personal Loan Rates November 08
BankCAT- A ROICAT- B ROIPre-Payment Charges Processing Fees
ING VYSYSA16.5%18.5%5%2%
Barclays21%23%5%2.25%
ICICI18.5%19.5%5%2%
AxisSuper Cat-A : 14.5% , Cat-A : 16%19%4%2%
CITI16-17%16.5-18%5%1.75%
ABN AMRO16%-17%18%-20%q3.5%2%
KOTAK16%-17%18%-20%3.5%2%



Best Personal Loan rates Salaried October 08


Bank PL Rates Salaried

Salaried Personal Loan Rates October 08
BankCAT- A ROICAT- B ROIPre-Payment Charges Processing Fees
Citi Bank16-17%16.5-18%5%1.75%
Citifinancial18%20% - 25%5%2%
Reliance16% - 18%18% - 20%3%2.5%
ING VYSYA16.5%18.5% - 20.5%5%2%
Axis BankSuper Cat-A : 14.5% , Cat-A : 16%19%4%2%
Barclays Bank17%18%5%2%
Kotak Bank16% - 17%18% - 20%5%2.25%
HDFC BankSuper Cat-A : 14.75% , Cat-A : 17%19%4%2%
ICICI Bank15.5%18%5%2%

DEBT CONSOLIDATION

Debt consolidation is replacement of multiple loans with a single loan, often with a lower monthly payment and a longer repayment period. It's also called a consolidation loan.

Debt consolidation are of two type- secured debt consolidation and unsecured debt consolidation.

Is cheque repayment better or ECS ?

Once you apply for a loan and fill in the form , the bank normally gives you two options to make a repayment either through (electronic clearing systems ) ECS or a cheque payment. Customers normally choose an ECS payment as it is hassle free. An ECS payment is done by the bank . It is a transfer of payment from one bank to another without the involvement of the customer.

Missed a loan repayment?

We may miss our loan repayment at times due to unavoidable circumstances , like an unexpected medical expense may come up, loss of job , or any other unforeseen situation. Due to this default our credit rating gets affected. And in future availing of any kind of loan or credit card can be difficult.

Best Personal Loan rates for Self Employed March 09

Best Personal Loan rates for Self Employed December 08 We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for March 2009.

BEST PERSONAL LOAN RATES SELF EMPLOYED MARCH 2009

Best Personal Loan Rates Self Employed March 2009
BankROIPre Payment ChargesProcessing Fee
Barclays Finance21% - 33%5%2%
Citi Bank21% - 23%5%1.5% - 2%


Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.



Best Personal Loan rates for Self employed March 09



Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates December 08
BankROIPre-Payment ChargesProcessing Fees
HDFC20%4%2%
CITI21% - 22%5%2%
ING21%5%2%
ICICI23%5%2%

Best Personal Loan rates for Self employed November 08


Best Personal Loan Rates Self Employed

Self Employed Personal Loan Rates November 08
BankROIPre-Payment Charges Processing Fees
ING VYSYAProfessional's - 22% , Non-Professional's - 22%5%2%
BarclaysProfessional's - 21% , Non-Professional's - 23%5%2.25%
ICICIProfessional's - 22% , Non-Professional's - 25%5%2%
AXISProfessionals - 14.3% - 19% , Non-Professionals - 19% - 23%4%2%
CITIDoctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%5%1.75%
ABN AMRO23%-25%3.5%2%
KOTAK23%-25%3.5%2%





Best Personal Loan rates for Self employed October 08


Bank PL Rates Self-Employed

Personal Loan Rates for Self-Employed October 08
BankROIPrepayment ChargesProcessing Fees
Citi BankDoctor's - 15.5% , Professional's - 16.5% , Non-Professional's - 21.7%5%1.75%
Barclays Bank18.5% - 19.5%5%2%
CitifinancialProfessional's - 18% , Non-Professional's - 20%5%2%
RelianceProfessional's - 17% , Non-Professional's - 20%3%2.5%
ING VYSYA BankProfessional's - 18.5% , Non-Professional's - 20.5%3%2%
Axis BankProfessionals - 14.3% - 19% , Non-Professionals - 19% - 23%4%2%
Kotak BankProfesional's - 18% - 20% , Non-Professional's - 20% - 25%5%2%
HDFC BankProfessional's - 18% - 24% , Non-Professional's - 15% - 22%4%If HDFC A/c holder's - 1.5% else 2%

Best Personal Loan Rates Salaried March 2009

We at Deal4Loans have always aimed to find the best deals for your loan needs. Do find attached the Personal Loan rates for Salaried (according to our research) for March 2009.

BEST PERSONAL LOAN RATES SALARIED MARCH 2009

Best Personal Loan Rates Salaried March 2009
BankCat-A ROICat-B ROIOthersPre Payment ChargesProcessing Fee
HDFC17%19%22%-24%4%0.5%(if salaried account in HDFC) if not than 2%
Barclays Finance21%-33%21%-33%21%-33%5%2%
Fullerton16%-26%16%-26%16%-26%4%2.5%-3.5%
Axis Bank16%19%21.5%-23.5%N.A2%
Citi Bank16.5%-18%18%-20%19%-21%5%2%
ING Vysya16%-17%16%-17%19%-22%4%2%
ABN Amro15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)15.5% (Salary account), 18% (Non Salary account)5%2%


Disclaimer: The actual rate(s) offered to you might differ from the ones quoted here. The above information has been collected from market sources and the authenticity of the same is not guaranteed by Deal4Loans.



Best Personal Loan rates Salaried February 09


BEST PERSONAL LOAN RATES FOR SALARIED FEB 2009

Best Personal Loan Rates salaried Feb 2009
BankCAT A ROICAT B ROIOthersPre Payment ChargesProcessing Fees
HDFCSuper Cat A : 15.5%, Cat A : 17%19%22%5%2%
Kotak17.75%18.75% - 19%21%5%2.5%
Barclays Finance20% - 30%20% - 30%20% - 30%5%1% - 2%
Citi16.5% - 18%18% - 20%19% - 21%5%2%
Citi Financial20%20%24%5%2%
ING Vysya16%18% - 19.5%23%4%2%



Best Personal Loan rates Salaried January 09


Best Personal Loan Rates Salaried January 2009

Salaried Personal Loan Rates January 2009
BankCat-A ROICat-B ROIOthersPre Payment ChargesProcessing Fee
HDFC15.5%-17%19%22%5%2%
AXIS16%19%21.5%-23.5%Nil2%
Citi Financial20%20%24%5%2%
ING Vysya16%-17%20%23%5%2%



Best Personal Loan rates Salaried December 08


Best Personal Loan Rates Salaried December 08

Salaried Personal Loan Rates December 08
BankCAT- A ROICAT- B ROIOthersPre-Payment ChargesProcessing Fees
HDFC14.75% -17%19%22% - 24%4%2% , If Salaried a/c in HDFC : 1.5%
BARCLAYS FINANCE18-20%20-22%23%5%1-2%
CITI16.5%17% - 18.5%18% - 21%5%1.5% for CAT-A, 2% for others
ICICI18%20%23%5%2%
CITIFINANCIAL18%18% - 19%20% & above5%2%
AXISSuper Cat-A : 14.5% , Cat-A : 16%18%21% - 22%N.A.2%
ING VYSYA16%17.5%21%5%2%



Best Personal Loan rates Salaried November 08


Best Personal Loan Rates Salaried November 08

Salaried Personal Loan Rates November 08
BankCAT- A ROICAT- B ROIPre-Payment Charges Processing Fees
ING VYSYSA16.5%18.5%5%2%
Barclays21%23%5%2.25%
ICICI18.5%19.5%5%2%
AxisSuper Cat-A : 14.5% , Cat-A : 16%19%4%2%
CITI16-17%16.5-18%5%1.75%
ABN AMRO16%-17%18%-20%q3.5%2%
KOTAK16%-17%18%-20%3.5%2%



Best Personal Loan rates Salaried October 08


Bank PL Rates Salaried

Salaried Personal Loan Rates October 08
BankCAT- A ROICAT- B ROIPre-Payment Charges Processing Fees
Citi Bank16-17%16.5-18%5%1.75%
Citifinancial18%20% - 25%5%2%
Reliance16% - 18%18% - 20%3%2.5%
ING VYSYA16.5%18.5% - 20.5%5%2%
Axis BankSuper Cat-A : 14.5% , Cat-A : 16%19%4%2%
Barclays Bank17%18%5%2%
Kotak Bank16% - 17%18% - 20%5%2.25%
HDFC BankSuper Cat-A : 14.75% , Cat-A : 17%19%4%2%
ICICI Bank15.5%18%5%2%

IDBI Bank Personal Loan

IDBI Bank Personal Loan

IDBI Bank Personal Loan provide you the Personal loan at attractive rate of interest it gives you the insurance benefit also in case of death or disability due to an accident the insurance company will take care of the EMI

Insurance company will pay the EMI for up to 3 months in case loss of job.

Eligibility required in IDBI

Other articles on ICICI